Berks County property record for 1403 Independence Dr, Reading, PA 19609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,924 sqft · built 1963 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,900 (Feb 2020) |
| Tax Bill | $2,470 (2026) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 4387-18-40-5493 |
| Primary APN | 4387-18-40-5493 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| Basement Area | 722 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 80213045 |
|---|---|
| Street Address | 1403 INDEPENDENCE DR |
| City | READING |
| State | PA |
| Zip | 19609-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WHITFIELD |
| Legal Block | 40 |
| Legal Lot Number | 22 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SPRING |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10903 |
1403 Independence Dr is owned and occupied by two individuals who bought it in February 2020.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1403 INDEPENDENCE DR, READING, PA 19609-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2020 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Jul 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2020 · Amount on File |
| Deed Sale | Feb 13, 2020 · Amount on File |
| Prior Sale | Sep 6, 1985 |
| Deed Document Number | 20205555 |
| Prior Transfer Date | Jun 12, 2018 |
| Prior Transfer Doc | 0000025026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Feb 13, 2020 |
| Property Address | 1403 INDEPENDENCE DR, READING, PA 19609-1023 |
| Document Number | 0000005555 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 5555 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | TSS RECORDING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,599.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1403 INDEPENDENCE DR READING PA 196091023, READING, PA 19609-1023 |
| Document Number | 5556 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 5556 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 12, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 26, 2018 |
| Property Address | 1403 INDEPENDENCE DR, READING, PA 19609-1023 |
| Document Number | 0000025026 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 25026 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1403 INDEPENDENCE DR READING PA 196091023, READING, PA 19609-1023 |
The 2026 property tax bill for 1403 Independence Dr was $2,470.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Spring Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,470.00 | $138,600 Land $38,700 Building $99,900 | $38,700 Land $38,700 |
| 2024 | $2,116.00 | $138,600 Land $38,700 Building $99,900 | |
| 1994 | $138,600 Land $38,700 Building $99,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1403 Independence Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1403 Independence Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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