1404 Draper Rd, McHenry, IL 60050 Property Records

McHenry County property record for 1404 Draper Rd, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,818 sqft · built 2009
Lot Size	0.857 acres (37,324 sqft)
Owner	Individual Name on Record
Last Sale	$284,000 (Aug 2026)
Tax Bill	$6,133 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-33-108-006`

Property Details

APN / Parcel Number

Primary APN	`09-33-108-006`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,818 sqft Living Area
1st Floor Area	1,818 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	37,324 sqft (0.857 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1404 DRAPER RD
City	MCHENRY
State	IL
Zip	60050-7205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0015284 UNIT 24-2 LEGEND LAKES NEIGHBORHOOD 1 CONDOS 12TH SUPPL (NWLY PT LT 4 LEGEND LAKES NEIGHBORHOOD 1)
Legal Subdivision	LEGEND LAKES NEIGHBORHOOD 1 CONDOS 12TH
Legal Lot Number	4
Legal Unit	24-2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1004
Census Tract	870605

Owner

Source: McHenry County records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	431 BIG CLOUD PASS, LAKE IN THE HILLS, IL 60156-5621
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 1, 2018	Warranty Deed, Transfer · Conventional with PMI GREAT LAKES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Jun 27, 2023 · Amount on Record
Deed Document Number	202625205
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 28, 2026
Property Address	1404 DRAPER RD, MCHENRY, IL 60050-7205
Document Number	0000025205
Instrument Date	Aug 14, 2026
Instrument	202625205
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,026.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 BIG CLOUD PASS, LAKE IN THE HILLS, IL 60156-5621

Mortgage

Document Number	0000025206,
Date	Aug 28, 2026
Instrument	202625206

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 27, 2023
Property Address	1404 DRAPER RD, MCHENRY, IL 60050-7205
Document Number	0000015284
Map Reference	DOC 2007R-18904
Instrument Date	Jun 21, 2023
Instrument	2023R0015284
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 DRAPER RD, MCHENRY, IL 60050-7205

Mortgage

Document Number	0000015285
Date	Jun 27, 2023
Instrument	2023R0015285

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1404 DRAPER RD, MCHENRY, IL 60050-7205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000099
Date	Jan 4, 2021
Instrument	2021R0000099

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 1, 2018
Property Address	1404 DRAPER RD, MCHENRY, IL 60050-7205
Document Number	0000018004
Instrument Date	May 29, 2018
Instrument	18004
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 TALISMON DR CRYSTAL LAKE IL 600123525, CRYSTAL LAKE, IL 60012-3525

Mortgage

Document Number	18005
Date	Jun 1, 2018
Instrument	18005

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	BANNOCKBURN, IL 60015

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,133.00	$72,506 (+20.32%) Land $7,347 Building $65,159	$217,518 (+20.32%) Land $22,041 Building $195,477
2022	Homeowner's exemption	$60,263 Land $6,106 Building $54,157	$180,789 Land $18,318 Building $162,471

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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