1400 Draper Rd, McHenry, IL 60050 Property Records

McHenry County property record for 1400 Draper Rd, McHenry, IL 60050

Property Summary

Property Type	Condominium
Details	4 ba · 1,489 sqft · built 2009
Owner	Individual Name on File
Last Sale	$211,000 (Nov 2023)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-33-108-005`

Property Details

APN / Parcel Number

Primary APN	`09-33-108-005`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,489 sqft Living Area
1st Floor Area	1,489 sqft

Exterior

Year Built	Built 2009
Exterior Material	Aluminum/Vinyl
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1400 DRAPER RD
City	MCHENRY
State	IL
Zip	60050-7205
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DOC 2018R0034205 UNIT 24-1 LEGEND LAKES NEIGHBORHOOD 1 CONDOS 12TH SUPPL (NWLY PT LT 4 LEGEND LAKES NEIGHBORHOOD 1)
Legal Subdivision	LEGEND LAKES NBRHD I CONDO
Legal Lot Number	4
Legal Unit	24-1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1004
Census Tract	870605

Owner

1400 Draper Rd, a condominium, is owned and occupied by an individual who bought it in November 2023.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	1400 DRAPER RD, MCHENRY, IL 60050-7205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 4, 2018	Warranty Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Oct 4, 2018 · Amount on File
Deed Document Number	2023R0028798
Record Updated	Jun 7, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 13, 2023
Property Address	1400 DRAPER RD, MCHENRY, IL 60050-7205
Document Number	0000028798
Map Reference	DOC 2007R18904
Instrument Date	Oct 20, 2023
Instrument	2023R0028798
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 DRAPER RD, MCHENRY, IL 60050-7205

Mortgage

Document Number	0000028799
Date	Nov 13, 2023
Instrument	2023R0028799

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.37%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1400 DRAPER RD, MCHENRY, IL 60050-7205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001025
Date	Jan 8, 2020
Instrument	2020R0001025

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 4, 2018
Property Address	1400 DRAPER RD, MCHENRY, IL 60050-7205
Document Number	0000034205
Instrument Date	Sep 27, 2018
Instrument	34205
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 DRAPER RD MCHENRY IL 600507205, MCHENRY, IL 60050-7205

Mortgage

Document Number	34206
Date	Oct 4, 2018
Instrument	34206

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$58,035 Land $6,106 Building $51,929	$174,105 Land $18,318 Building $155,787

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1400 Draper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1400 Draper Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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