14037 Jomatt Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 14037 Jomatt Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,671 sqft · built 2019
Lot Size	0.245 acres (10,658 sqft)
Owner	2 Trust Names on File
Last Sale	$445,300 (Feb 2019)
Tax Bill	$5,540 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-22-27-1961-01-440`

Property Details

APN / Parcel Number

Primary APN	`27-22-27-1961-01-440`
Alternative APNs	`123760` `124539` `125923`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,671 sqft Living Area
Gross Area	3,617 sqft
1st Floor Area	2,671 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,658 sqft (0.245 acres)
Garage Type	Attached
Garage Area	714 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	232 sqft
Water Feature	Water Feature
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14037 JOMATT LOOP
City	WINTER GARDEN
State	FL
Zip	34787-0115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CYPRESS RESERVE PHASE 2 94/135 LOT 144
Legal Range	27E
Legal Township	22S
Legal Section	27
Legal Subdivision	CYP RESERVE PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	144
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3000
Census Tract	17116

Owner

14037 Jomatt Loop is owner-occupied and held in a trust since February 2019.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	14037 JOMATT LOOP, WINTER GARDEN, FL 34787-0115
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 28, 2019	Grant Deed, Transfer INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Deed Document Number	2019125220
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	14037 JOMATT LOOP, WINTER GARDEN, FL 34787-0115
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14037 JOMATT LOOP, WINTER GARDEN, FL 34787-0115

Mortgage

Document Number	0000741877
Date	Dec 30, 2025
Instrument	20250741877

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	438 Months
Due	Jun 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 28, 2019
Property Address	14037 JOMATT LOOP, WINTER GARDEN, FL 34787-0115
Document Number	0000125220
Instrument Date	Feb 28, 2019
Instrument	125220
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$3,117.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14037 JOMATT LOOP WINTER GARDEN FL 347870115, WINTER GARDEN, FL 34787-0115

Tax Assessment & Valuation

The 2025 property tax bill for 14037 Jomatt Loop was $5,540 with a homeowner's exemption, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,827 (+2.7%)	$600,060 (-1.12%) Land $125,000 Building $475,060
2025	$5,540.00 (+5.26%) Homeowner's exemption	$380,552	$606,840 Land $125,000 Building $481,840
2024	$5,263.00 (+3.66%)
2023	$5,077.00 (+3%) Homeowner's exemption	$359,055 (+3%)	$588,514 (+14.82%) Land $110,000 Building $478,514
2022	$4,929.00 Homeowner's exemption	$348,597	$512,567 Land $110,000 Building $402,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14037 Jomatt Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14037 Jomatt Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Jomatt Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures