14032 Jomatt Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 14032 Jomatt Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,952 sqft · built 2018
Lot Size	0.214 acres (9,340 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2022)
Tax Bill	$8,713 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-22-27-1961-00-960`

Property Details

APN / Parcel Number

Primary APN	`27-22-27-1961-00-960`
Alternative APNs	`123701` `124481` `125864`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,952 sqft Living Area
Gross Area	3,894 sqft
1st Floor Area	2,952 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,340 sqft (0.214 acres)
Garage Type	Attached
Garage Area	656 sqft
Porch	Slab
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14032 JOMATT LOOP
City	WINTER GARDEN
State	FL
Zip	34787-0114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CYPRESS RESERVE PHASE 2 94/135 LOT 96
Legal Range	27E
Legal Township	22S
Legal Section	27
Legal Subdivision	CYP RESERVE PH 2
Legal Phase	2
Legal Lot Number	96
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3015
Census Tract	17116

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14032 JOMATT LOOP, WINTER GARDEN, FL 34787-0114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	2022327751
Record Updated	Jun 8, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE FL
Recording Date	May 24, 2022
Property Address	14032 JOMATT LOOP, WINTER GARDEN, FL 34787-0114
Document Number	0000327751
Map Reference	MB 94 PG 135-138
Instrument Date	May 17, 2022
Instrument	20220327751
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 SNAPPING BOW RD, 36, PLYMOUTH, FL 34747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14032 JOMATT LOOP, WINTER GARDEN, FL 34787-0114

Mortgage

Document Number	0000327752
Date	May 24, 2022
Instrument	20220327752

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	14032 JOMATT LOOP, WINTER GARDEN, FL 34787-0114
Document Number	0000059413
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14032 JOMATT LOOP WINTER GARDEN FL 347870114, WINTER GARDEN, FL 34787-0114

Mortgage

Document Number	0000059413
Date	Jan 29, 2020
Instrument	59413

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$568,630 (-1.16%) Land $115,000 Building $453,630	$568,630 (-1.16%) Land $115,000 Building $453,630
2025	$8,713.00 (+1.02%) Homeowner's exemption	$575,320 (+2.07%) Land $115,000 Building $460,320	$575,320 (+2.07%) Land $115,000 Building $460,320
2024	$8,625.00 (+3.52%)
2023	$8,332.00 (+6.68%) Homeowner's exemption	$563,634 (+15.23%) Land $100,000 Building $463,634	$563,634 (+15.23%) Land $100,000 Building $463,634
2022	$7,810.00	$489,133 Land $100,000 Building $389,133	$489,133 Land $100,000 Building $389,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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