14030 Lara Trce, Bloomington, IL 61705 Property Records

McLean County property record for 14030 Lara Trce, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,463 sqft · built 1986
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (May 2026)
Tax Bill	$42 (2019)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-33-377-009`

Property Details

APN / Parcel Number

Primary APN	`13-33-377-009`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,463 sqft Living Area
1st Floor Area	1,463 sqft
2nd Floor Area	894 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14030 LARA TRCE
City	BLOOMINGTON
State	IL
Zip	61705-6689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LARA TRACE SUB IN SW 33-24-1E LOT 14
Legal Range	01E
Legal Township	24N
Legal Section	33
Legal Subdivision	LARA TRACE SUB
Legal Lot Number	14
Jurisdiction	MCLEAN IL
Township / Civil Division	DRY GROVE
Census Block Group	1
Census Block	1049
Census Tract	5201

Owner

14030 Lara Trce is owned and occupied by two individuals who bought it in May 2026.

Source: McLean County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14030 LARA TRCE, BLOOMINGTON, IL 61705-6689
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 5, 2024	Deed of Trust, Mortgage · VA Mortgage STRIDE BANK NA
May 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES
Dec 6, 2023	Warranty Deed, Transfer · VA Mortgage LEADERONE FINANCIAL CORP
Feb 11, 2019	Deed, Transfer · VA Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Dec 6, 2023 · Amount on File
Deed Document Number	20266602
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	14030 LARA TRCE, BLOOMINGTON, IL 61705-6689
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100019475
Date	Aug 12, 2021
Instrument	2021-00019475

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Aug 1, 2049

Interest

Rate	2.25%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	14030 LARA TRCE, BLOOMINGTON, IL 61705-6689
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400012832
Date	Sep 5, 2024
Instrument	2024-00012832

Lender

Name	STRIDE BANK NA
Type	Bank
Address	OKLAHOMA CITY, OK 73142

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.62%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 13, 2026
Property Address	14030 LARA TRCE, BLOOMINGTON, IL 61705-6689
Document Number	202600006602
Instrument Date	Apr 24, 2026
Instrument	2026.6602
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14030 LARA TRCE, BLOOMINGTON, IL 61705-6689

Mortgage

Document Number	0000006604,
Date	May 13, 2026
Instrument	2026.6604

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 6, 2023
Property Address	14030 LARA TRCE, BLOOMINGTON, IL 61705-6689
Document Number	202300016638
Map Reference	DOC 73-3139
Instrument Date	Dec 1, 2023
Instrument	2023-00016638
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4030 LARA TRACE, BLOOMINGTON, IL 61705

Mortgage

Document Number	202300016639
Date	Dec 6, 2023
Instrument	2023-00016639

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.25%

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 11, 2019
Property Address	14030 LARA TRCE, BLOOMINGTON, IL 61705-6689
Document Number	201900001974
Map Reference	DOC 73-3139
Instrument Date	Jan 15, 2019
Instrument	2019-00001974
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14030 LARA TRCE, BLOOMINGTON, IL 61705-6689

Mortgage

Document Number	201900001975
Date	Feb 11, 2019
Instrument	2019-00001975

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Dry Grove Township
Unified School District	Olympia Community Unit School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,515 (+36.81%) Land $8,517 Building $119,998	$385,545 (+36.81%) Land $25,551 Building $359,994
2023		$93,939 (+10.87%) Land $7,189 Building $86,750	$281,817 (+10.87%) Land $21,567 Building $260,250
2022		$84,729 Land $6,484 Building $78,245	$254,187 Land $19,452 Building $234,735
2019	$42.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14030 Lara Trce in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1981–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14030 Lara Trce is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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