14199 Lara Trce, Bloomington, IL 61705 Property Records

McLean County property record for 14199 Lara Trce, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,024 sqft · built 1985
Lot Size	1.82 acres (79,279 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Oct 2019)
Tax Bill	$6,607 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-33-378-003`

Property Details

APN / Parcel Number

Primary APN	`13-33-378-003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,024 sqft Living Area
1st Floor Area	2,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	79,279 sqft (1.82 acres)
Garage Type	Detached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14199 LARA TRCE
City	BLOOMINGTON
State	IL
Zip	61705-6690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LARA TRACE SUB IN SW 33-24-1E LOT 8
Legal Range	01E
Legal Township	24N
Legal Section	33
Legal Subdivision	LARA TRACE SUB
Legal Lot Number	8
Jurisdiction	MCLEAN IL
Township / Civil Division	DRY GROVE
Census Block Group	1
Census Block	1048
Census Tract	5201

Owner

14199 Lara Trce is owned and occupied by two individuals who bought it in October 2019.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14199 LARA TRCE, BLOOMINGTON, IL 61705-6690
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Warranty Deed, Transfer · Conventional Mortgage IAA CU
Jan 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage MARINE BANK SPRINGFIELD
Mar 7, 2017	Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019 · Amount on File
Deed Sale	Oct 8, 2019 · Amount on File
Prior Sale	Mar 7, 2017 · Amount on File
Deed Document Number	201916157
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 8, 2019
Property Address	14199 LARA TRCE, BLOOMINGTON, IL 61705-6690
Document Number	201900016157
Map Reference	DOC 73-3139
Instrument Date	Sep 19, 2019
Instrument	2019-00016157
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14199 LARA TRCE, BLOOMINGTON, IL 61705-6690

Mortgage

Document Number	201900016158
Date	Oct 8, 2019
Instrument	2019-00016158

Lender

Name	IAA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	14199 LARA TRCE, BLOOMINGTON, IL 61705-6690
Transaction Type	Mortgage
Record Updated	Feb 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00000956
Date	Jan 13, 2018
Instrument	2018-00000956

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 7, 2017
Property Address	14199 LARA TRCE, BLOOMINGTON, IL 61705-6690
Document Number	201700003955
Instrument Date	Mar 2, 2017
Instrument	2017-00003955
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14199 LARA TRACE, BLOOMINGTON, 00000

Mortgage

Document Number	201700003956
Date	Mar 7, 2017
Instrument	2017-00003956

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Dry Grove Township
Unified School District	Olympia Community Unit School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,288 Land $15,196 Building $100,092	$345,864 Land $45,588 Building $300,276
2024	$6,607.00 (-0.74%)
2023	$6,656.00	$89,791 Land $12,825 Building $76,966	$269,373 Land $38,475 Building $230,898

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14199 Lara Trce in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1981–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14199 Lara Trce is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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