1403 Rustads Cir, Williamsburg, VA 23188 Property Records

James City County property record for 1403 Rustads Cir, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,376 sqft · built 2010
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jul 2024)
Tax Bill	$1,496 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-2 10-0-1403`

Property Details

APN / Parcel Number

Primary APN	`23-2 10-0-1403`
Alternative APN	`32562`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	230 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	32562
Street Address	1403 RUSTADS CIR
City	WILLIAMSBURG
State	VA
Zip	23188-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED U
Legal Description	U-1403 PH-14A WILLIAMSBURG VILLAGE @ NORGE
Legal Subdivision	WILLIAMSBURG VILLAGE AT NORGE
Legal Phase	14A
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	4
Census Block	4024
Census Tract	80402

Owner

Source: James City County assessment roll, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1403 RUSTADS CIR, WILLIAMSBURG, VA 23188-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 19, 2021	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	20249481
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	1403 RUSTADS CIR, WILLIAMSBURG, VA 23188-1116
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 RUSTADS CIR, WILLIAMSBURG, VA 23188-1116

Mortgage

Document Number	0202514820
Date	Oct 20, 2025
Instrument	202514820

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 19, 2021
Property Address	1403 RUSTADS CIR, WILLIAMSBURG, VA 23188-1116
Document Number	210022954
Instrument Date	Nov 5, 2021
Instrument	210022954
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 RUSTADS CIR, WILLIAMSBURG, VA 23188-1116

Mortgage

Document Number	210022955
Date	Nov 19, 2021
Instrument	210022955

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,800 (+19.13%) Land $50,000 Building $164,800	$214,800 (+19.13%) Land $50,000 Building $164,800
2023	$1,496.00	$180,300 Land $50,000 Building $130,300	$180,300 Land $50,000 Building $130,300
2022	$1,496.00 (+10.08%)
2019	$1,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2022–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Shenandoah Telecommunications Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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