1304 Rustads Cir, Williamsburg, VA 23188 Property Records

James City County property record for 1304 Rustads Cir, Williamsburg, VA 23188 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,487 sqft · built 2008
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Nov 2025)
Tax Bill	$1,824 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-2 10-0-1304`

Property Details

APN / Parcel Number

Primary APN	`23-2 10-0-1304`
Alternative APN	`31790`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,487 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	230 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31790
Street Address	1304 RUSTADS CIR
City	WILLIAMSBURG
State	VA
Zip	23188-1099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	U-1304 PH-13A WILLIAMSBURG VILLAGE @ NORGE
Legal Subdivision	WILLIAMSBURG VILLAGE AT NORGE
Legal Phase	13A
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	4
Census Block	4024
Census Tract	80402

Owner

Source: James City County records · APN 23-2 10-0-1304

Assessment roll updated October 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1304 RUSTADS CIR, WILLIAMSBURG, VA 23188-1099
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Dec 30, 2016 · Amount on Record
Deed Document Number	202515728
Prior Transfer Date	Feb 06, 2017
Prior Transfer Doc	0000003328
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 12, 2025
Property Address	1304 RUSTADS CIR, WILLIAMSBURG, VA 23188-1099
Document Number	0202515728
Map Reference	DOC 050004404
Instrument Date	Oct 20, 2025
Instrument	202515728
Transaction Type	Transfer
Record Updated	Dec 08, 2025
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 RUSTADS CIR, WILLIAMSBURG, VA 23188-1099

Mortgage

Document Number	0202515730
Date	Nov 12, 2025
Instrument	202515730

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Max Rate	11%

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,824.00 (+6.42%)	$219,800 (+19.26%) Land $50,000 Building $169,800	$219,800 (+19.26%) Land $50,000 Building $169,800
2024	$1,714.00 (+12.1%)
2023	$1,529.00	$184,300 Land $50,000 Building $134,300	$184,300 Land $50,000 Building $134,300
2022	$1,529.00 (+10.08%)
2019	$1,389.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.