1403 Ocaso Dr, Laredo, TX 78045 Property Records

Webb County property record for 1403 Ocaso Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,622 sqft · built 2020
Lot Size	0.154 acres (6,688 sqft)
Owner	Individual Name on Record
Last Sale	$372,400 (Jul 2025)
Tax Bill	$1,003 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-84005-250`

Property Details

APN / Parcel Number

Primary APN	`989-84005-250`
Alternative APN	`619117`

Interior

Stories	2 Stories
Building Area	2,622 sqft Living Area
Gross Area	3,105 sqft
1st Floor Area	1,543 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	6,688 sqft (0.154 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	1403 OCASO DR
City	LAREDO
State	TX
Zip	78045-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST PUERTA DEL SOL, BLOCK 5, LOT 25, PHASE 1
Legal Subdivision	SAN ISIDRO NORTHEAST PUERTA DEL SOL
Legal Phase	1
Legal Block	5
Legal Lot Number	25
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1403 OCASO DR, LAREDO, TX 78045-4242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2025	Vendor's Lien, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Feb 24, 2021 · Amount on Record
Deed Document Number	20251562070
Deed Book / Page	5865 / 525
Prior Transfer Date	Feb 18, 2021
Prior Transfer Doc	004961/627
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 9, 2025
Property Address	1403 OCASO DR, LAREDO, TX 78045-4242
Document Number	005865/525
Book / Page	5865 / 525
Map Reference	VOL 37 PGS 4-6
Instrument Date	Jul 7, 2025
Instrument	1562070
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 OCASO DR, LAREDO, TX 78045-4242

Mortgage

Document Number	0001562071
Date	Jul 9, 2025
Instrument	1562071

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

February 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 24, 2021
Property Address	1403 OCASO DR, LAREDO, TX 78045-4242
Document Number	004961/627
Book / Page	4961 / 627
Map Reference	VOL 37 PG 4-6
Instrument Date	Feb 18, 2021
Instrument	1419401
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2023
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 OCASO DR, LAREDO, TX 78045-4242

Mortgage

Document Number	0001419402
Date	Feb 24, 2021
Instrument	1419402

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,050 (+6.77%) Land $102,995 Building $308,055	$411,050 (+6.77%) Land $102,995 Building $308,055
2025	$1,003.00 (-60.62%) Homeowner's exemption	$385,000 (+0.04%) Land $102,995 Building $282,005	$385,000 (+0.04%) Land $102,995 Building $282,005
2024	$2,547.00 (+12.01%)
2023		$384,855 Land $89,151 Building $295,704	$384,855 Land $89,151 Building $295,704
2022	$2,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

Nearby Properties on Ocaso Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures