1403 Elmshadow Dr, Henrico, VA 23231 Property Records

Henrico County property record for 1403 Elmshadow Dr, Henrico, VA 23231

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 996 sqft · built 1988
Lot Size	0.257 acres (11,201 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Jul 2008)
Tax Bill	$2,098 (2026)
Deeds & Mortgages	May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`804-705-2645`

Property Details

APN / Parcel Number

Primary APN	`804-705-2645`
Alternative APN	`LO0266801`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	996 sqft Living Area
Gross Area	2,004 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1997
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Material	Wood Shingle
Lot Area	11,201 sqft (0.257 acres)
Deck Area	144 sqft
Patio Area	144 sqft
Balcony Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	LO0266801
Street Address	1403 ELMSHADOW DR
City	HENRICO
State	VA
Zip	23231-4772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	0192010000I 0008; FOXBORO NORTH SC E BL I LT 8 18 A2 14
Legal Subdivision	FOXBORO NORTH
Legal Lot Number	8,18
Jurisdiction	HENRICO VA
Township / Civil Division	VARINA
Census Block Group	1
Census Block	1001
Census Tract	201503

Owner

Source: Henrico County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1403 ELMSHADOW DR, HENRICO, VA 23231-4772
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2008 · Amount on Record
Deed Sale	Jul 16, 2008 · Amount on Record
Deed Book / Page	4539 / 1520
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	1403 ELMSHADOW DR, HENRICO, VA 23231-4772
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062051615
Date	May 26, 2021
Book Page	6205/1615
Instrument	202100026704

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.38%

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,098.00 (+12.37%)	$252,800 (+9.2%) Land $48,000 Building $204,800	$252,800 (+9.2%) Land $48,000 Building $204,800
2025		$231,500 (+5.37%) Land $48,000 Building $183,500	$231,500 (+5.37%) Land $48,000 Building $183,500
2023	$1,867.00	$219,700 Land $42,000 Building $177,700	$219,700 Land $42,000 Building $177,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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