1313 Elmshadow Dr, Henrico, VA 23231 Property Records

Henrico County property record for 1313 Elmshadow Dr, Henrico, VA 23231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 872 sqft · built 1984
Lot Size	0.306 acres (13,355 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Oct 2018)
Tax Bill	$2,152 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`804-705-0344`

Property Details

APN / Parcel Number

Primary APN	`804-705-0344`
Alternative APN	`FA0477001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	872 sqft Living Area
Gross Area	1,832 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	816 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2003
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	13,355 sqft (0.306 acres)
Deck Area	144 sqft
Patio Area	144 sqft
Balcony Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	FA0477001
Street Address	1313 ELMSHADOW DR
City	HENRICO
State	VA
Zip	23231-4726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	0192010000M 0001; FOXBORO NORTH SC E BL M LT 1 18 A2 14
Legal Subdivision	FOXBORO NORTH
Legal Lot Number	1,18
Jurisdiction	HENRICO VA
Township / Civil Division	VARINA
Census Block Group	1
Census Block	1008
Census Tract	201503

Owner

1313 Elmshadow Dr is owned and occupied by an individual who acquired it in November 2018.

Source: Henrico County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1313 ELMSHADOW DR, HENRICO, VA 23231-4726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RICHMOND VIRGINIA FIRE POLICE CU
Nov 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2018 · Amount on File
Deed Sale	Oct 22, 2018 · Amount on File
Deed Document Number	201833175
Deed Book / Page	5792 / 51
Last Transfer Date	Nov 29, 2018
Transfer Doc	59831401
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	1313 ELMSHADOW DR, HENRICO, VA 23231-4726
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067122087
Date	Oct 17, 2025
Book Page	6712/2087
Instrument	202500027939

Lender

Name	RICHMOND VIRGINIA FIRE POLICE CU
Type	Credit Union
Address	RICHMOND, VA 23220

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 17, 2040

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	1313 ELMSHADOW DR, HENRICO, VA 23231-4726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60932149
Date	Nov 17, 2020
Book Page	6093/2149
Instrument	202000049013

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1313 Elmshadow Dr was $2,152, up 3.2% from the year before.

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,152.00 (+3.21%)	$259,300 (+8.36%) Land $48,000 Building $211,300	$259,300 (+8.36%) Land $48,000 Building $211,300
2025	$2,085.00	$239,300 Land $48,000 Building $191,300	$239,300 Land $48,000 Building $191,300
2023	$1,932.00	$227,300 Land $42,000 Building $185,300	$227,300 Land $42,000 Building $185,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1313 Elmshadow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1313 Elmshadow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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