1403 Dunham St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1403 Dunham St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,174 sqft · built 1941
Lot Size	0.11 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Apr 2019)
Tax Bill	$1,628 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.115.0120`

Property Details

APN / Parcel Number

Primary APN	`34.115.0120`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,174 sqft Living Area
1st Floor Area	939 sqft
Basement Area	939 sqft
Unfinished Basement	939 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1403 DUNHAM ST
City	ALBERT LEA
State	MN
Zip	56007-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCMILLEN'S SUBDIVISION B 3 BRO LOT-013 BLOCK-00A LOT 13 BLK A MCMILLEN'S SUBD CITY OF ALBERT LEA
Legal Subdivision	MCMILLEN'S SUBDIVISION B 3 BRO
Legal Block	A
Legal Lot Number	13
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	1
Census Block	1017
Census Tract	180400

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1960 DENMARK PL NE, OWATONNA, MN 55060
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2019 · Amount on Record
Deed Sale	Apr 10, 2019 · Amount on Record
Deed Document Number	2019V940018
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Apr 10, 2019
Property Address	1403 DUNHAM ST, ALBERT LEA, MN 56007-1653
Document Number	CRV940018
Instrument Date	Apr 10, 2019
Instrument	CRV940018
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 CHARLOTTE AVE, 110, ALBERT LEA, MN 56007-3839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 COTTAGE LN SE, OWATONNA, MN 55060-3677

Mortgage

Document Number	000A537121
Date	Apr 17, 2019
Instrument	A537121

Lender

Name	ELYSIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 15, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,628.00	$103,200 (+36.87%) Land $19,300 Building $83,900	$103,200 (+36.87%) Land $19,300 Building $83,900
2025	$1,628.00 (+29%)
2023	$1,262.00 (+15.15%)	$75,400 Land $9,600 Building $65,800	$75,400 Land $9,600 Building $65,800
2020	$1,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Dec 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

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