1322 Dunham St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1322 Dunham St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,242 sqft · built 1946
Lot Size	0.11 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jul 2026)
Tax Bill	$1,234 (2026)
Deeds & Mortgages	Jul 2026 Sale Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.115.0320`

Property Details

APN / Parcel Number

Primary APN	`34.115.0320`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	920 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1322 DUNHAM ST
City	ALBERT LEA
State	MN
Zip	56007-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCMILLEN'S SUBDIVISION B 3 BRO LOT-007 BLOCK-00B LOT 7 BLK B MCMILLEN'S SUBD CITY OF ALBERT LEA
Legal Subdivision	MCMILLEN'S SUBDIVISION B 3 BRO
Legal Block	B
Legal Lot Number	7
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	1
Census Block	1012
Census Tract	180400

Owner

1322 Dunham St is owned and occupied by two individuals who bought it in July 2026.

Source: Freeborn County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1322 DUNHAM ST, ALBERT LEA, MN 56007-1650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed, Transfer
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF NEW RICHLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Dec 29, 2015 · Amount on File
Deed Document Number	20261894826
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Jul 6, 2026
Property Address	1322 DUNHAM ST, ALBERT LEA, MN 56007-1650
Document Number	0001894826
Instrument Date	Jul 6, 2026
Instrument	20261894826
Transaction Type	Transfer
Record Updated	Jul 31, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 DUNHAM ST, ALBERT LEA, MN 56007-1650

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1322 DUNHAM ST, ALBERT LEA, MN 56007-1650
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A544869
Date	Oct 14, 2020
Instrument	A544869

Lender

Name	STATE BANK OF NEW RICHLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1322 Dunham St was $1,234 with a homeowner's exemption.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,234.00 Homeowner's exemption	$108,700 (-) Land $19,300 Building $89,400	$108,700 (-) Land $19,300 Building $89,400
2025	$1,234.00 Homeowner's exemption	$108,700 Land $19,300 Building $89,400	$108,700 Land $19,300 Building $89,400
2023	$978.00 Homeowner's exemption	$81,300 Land $9,600 Building $71,700	$81,300 Land $9,600 Building $71,700
2020	$768.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1322 Dunham St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Dec 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1322 Dunham St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

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