1403 8th St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 1403 8th St, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,380 sqft · built 1900
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on Record
Tax Bill$1,544 (2025)
Deeds & MortgagesJul 2023 Second Mortgage
Apr 2022 Transfer
Flood ZoneZone X (minimal risk)
APN051-299-007-00

Property Details

APN / Parcel Number

Primary APN051-299-007-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,380 sqft Living Area
1st Floor Area1,020 sqft
Basement Area1,020 sqft
Unfinished Basement1,020 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions330 ft deep x 75 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1403 8TH ST
CityTHREE RIVERS
StateMI
Zip49093-1729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionBEG 75 FT S OF SW COR OF INTER OF 8TH & UNION STS TH S ALG W LN OF 8TH ST 75 FT TH W TO NYCRR R/W TH NLY ALG SD R/W TO A PT D
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group1
Census Block1048
Census Tract40200

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1403 8TH ST, THREE RIVERS, MI 49093-1729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
KELLOGG COMMUNITY CU
Apr 25, 2022Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2002
Deed SaleMar 18, 2002
Prior SaleMar 12, 2002
Deed Book / Page1046 / 836
Last Transfer DateApr 12, 2022
Transfer Doc2022004018
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address1403 8TH ST, THREE RIVERS, MI 49093-1729
Transaction TypeMortgage
Record UpdatedAug 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 BATTLE, BATTLE CREEK, MI 49016

Mortgage

Document Number2023005352
DateJul 26, 2023
Instrument2023005352
Lender
NameKELLOGG COMMUNITY CU
TypeCredit Union
AddressBATTLE CREEK, MI 49016
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJun 30, 2033

April 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST JOSEPH MI
Recording DateApr 25, 2022
Property Address1403 8TH ST, THREE RIVERS, MI 49093-1729
Document Number2022004018
Instrument DateApr 12, 2022
Instrument2022004018
Transaction TypeTransfer
Record UpdatedMay 6, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1403 8TH ST, THREE RIVERS, MI 49093-1729

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,600 (-1.97%) Land $6,700 Building $67,900$149,200 (-1.97%) Land $13,400 Building $135,800
2025$1,544.00 (+16.18%) Homeowner's exemption$76,100 (+50.69%) Land $6,500 Building $69,600$152,200 (+50.69%) Land $13,000 Building $139,200
2023$50,500 Land $2,800 Building $47,700$101,000 Land $5,600 Building $95,400
2022$1,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims46 (1982–2018)
Claims Outside the SFHA2 of 46
Most Recent ClaimFeb 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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