Lowndes County property record for 1403 7th St N, Columbus, MS 39701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,687 sqft · built 1978 |
| Lot Size | 0.711 acres (31,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $184,000 (Apr 2023) |
| Tax Bill | $2,479 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Apr 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56W170006500 |
| Primary APN | 56W170006500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,687 sqft Adjusted Area |
| 1st Floor Area | 2,370 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,000 sqft (0.711 acres) |
| Lot Dimensions | 310 ft deep x 100 ft wide |
| Utility Building | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 011722 |
|---|---|
| Street Address | 1403 7TH ST N |
| City | COLUMBUS |
| State | MS |
| Zip | 39701-3428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 3 1403 7TH ST N LOT 2 0A |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 09 |
| Legal Subdivision | FORD SUBDIV |
| Legal Lot Number | 3,2 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 902 |
Source: Lowndes County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1403 7TH ST N, COLUMBUS, MS 39701-3428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage CARDINAL FINANCIAL CO |
| Apr 4, 2023 | Warranty Deed, Transfer CARDINAL FINANCIAL CO |
| Oct 24, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Oct 23, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Oct 11, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage BANKFIRST FIN'L SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2023 · Amount on Record |
| Deed Sale | Apr 4, 2023 · Amount on Record |
| Prior Sale | Oct 24, 2019 |
| Deed Document Number | 0020232671 |
| Deed Book / Page | 2023 / 2671 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1403 7TH ST N, COLUMBUS, MS 39701-3428 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020236746 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | 2023/6746 |
| Instrument | 1030325 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Apr 4, 2023 |
| Property Address | 1403 7TH ST N, COLUMBUS, MS 39701-3428 |
| Document Number | 0020232671 |
| Book / Page | 2023 / 2671 |
| Instrument Date | Apr 3, 2023 |
| Instrument | 1030324 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1403 7TH ST N, COLUMBUS, MS 39701-3428 |
| Document Number | 0020236746 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 2023/6746 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 24, 2019 |
| Property Address | 1403 7TH ST N, COLUMBUS, MS 39701-3428 |
| Document Number | 0020197855 |
| Book / Page | 002019 / 007855 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1403 7TH ST N COLUMBUS MS 397013428, COLUMBUS, MS 39701-3428 |
| Document Number | 20192580 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 002019/022580 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 23, 2017 |
| Property Address | 1403 7TH ST N, COLUMBUS, MS 39701-3428 |
| Document Number | 0020177572 |
| Book / Page | 002017 / 007572 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1403 7TH ST N COLUMBUS MS 397013428, COLUMBUS, MS 39701-3428 |
| Document Number | 20173539 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 002017/023539 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 11, 2017 |
| Property Address | 1403 7TH ST N, COLUMBUS, MS 39701-3428 |
| Document Number | 0020172446 |
| Book / Page | 002017 / 022446 |
| Instrument Date | Sep 28, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 3, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1403 7TH ST N COLUMBUS MS 397013428, COLUMBUS, MS 39701-3428 |
| Document Number | 20172446 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 002017/022446 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 10, 2018 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,479.00 (+1.39%) Homeowner's exemption | $17,016 (-24.18%) | $170,160 (+13.74%) Land $22,600 Building $147,560 |
| 2024 | $2,445.00 (-33.38%) | ||
| 2023 | $3,670.00 | $22,442 | $149,610 Land $22,600 Building $127,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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