Lowndes County property record for 1224 7th St N, Columbus, MS 39701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · built 2003 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $871 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 56W170009800 |
| Primary APN | 56W170009800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 76,230 sqft (1.75 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1224 7TH ST N |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT IN SE4 SW4 1224 7TH ST N 0A |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 09 |
| Legal Subdivision | SEC9 T18S R18W |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 902 |
1224 7th St N is owned by an individual who acquired it in February 2013.
Source: Lowndes County records, as of December 16, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 811 6TH AVE N, COLUMBUS, MS 39701-4619 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Construction Mortgage BANK OF VERNON |
| Feb 18, 2020 | Loan Modification, Mortgage BANK OF VERNON |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 14, 2013 |
| Transfer Doc | 0020130868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Sep 11, 2026 |
| Property Address | 1224 7TH ST N, COLUMBUS, MS 39701-3425 |
| Document Number | 2026022238 |
| Book / Page | 2026 / 22238 |
| Instrument Date | Sep 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 811 6TH AVE N, COLUMBUS, MS 39701-4619 |
| Document Number | 2026022238, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 2026/22238 |
| Name | BANK OF VERNON |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 11, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1224 7TH ST N, COLUMBUS, MS 39701-3425 |
| Document Number | 0020203833 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1224 7TH ST N COLUMBUS MS 39701, COLUMBUS, MS 39701 |
| Document Number | 0020203833 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 002020/003833 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Address | VERNON, AL 35592 |
| Term | 12 Months |
|---|---|
| Due | Feb 25, 2021 |
The 2025 property tax bill for 1224 7th St N was $871, up 1.3% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $871.00 (+1.28%) | $5,333 | $35,550 Land $35,000 Building $550 |
| 2024 | $860.00 (+0.23%) | ||
| 2023 | $858.00 | $5,250 | $35,000 Land $35,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1224 7th St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1224 7th St N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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