1403 7th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 1403 7th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,404 sqft · built 2005
Lot Size	0.16 acres (7,000 sqft)
Owner	Company Name on Record
Tax Bill	$11,510 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2024 Mortgage + 1 more
APN	`23-7648-03010`

Property Details

APN / Parcel Number

Primary APN	`23-7648-03010`

Interior

Stories	1 Story
Building Area	1,404 sqft Base Area
1st Floor Area	1,404 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Raised Ranch
Exterior Material	Metal
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1403 7TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1151
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOTS 1-3 BLOCK 3
Legal Subdivision	NORTH SHORE ADD
Legal Block	3
Legal Lot Number	1-3
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	1
Census Block	1083
Census Tract	370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2102 FORS RD, TWO HARBORS, MN 55616-1290
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage JEFFREY S PETERSON
Jan 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage JAMES V SHOGREN AND JENNIFER E SHOGREN
Jan 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage PARK STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	1403 7TH AVE, TWO HARBORS, MN 55616-1151
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T072/184
Date	Jan 8, 2024
Book Page	T072/184
Instrument	T000050226

Lender

Name	JEFFREY S PETERSON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	1403 7TH AVE, TWO HARBORS, MN 55616-1151
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T072/184
Date	Jan 8, 2024
Book Page	T072/184
Instrument	T000050227

Lender

Name	JAMES V SHOGREN AND JENNIFER E SHOGREN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	1403 7TH AVE, TWO HARBORS, MN 55616-1151
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T072/184
Date	Jan 8, 2024
Book Page	T072/184
Instrument	T000050224

Lender

Name	PARK STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 2, 2027

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,510.00 (+29.97%)	$475,300 (+35.22%) Land $130,200 Building $345,100	$475,300 (+35.22%) Land $130,200 Building $345,100
2025	$8,856.00
2023		$351,500 Land $86,300 Building $265,200	$351,500 Land $86,300 Building $265,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Frontier.

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