1227 7th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 1227 7th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Hotel
Details	2,880 sqft · built 1960
Lot Size	0.212 acres (9,240 sqft)
Owner	Company Name on Record
Last Sale	$482,500 (Nov 2021)
Tax Bill	$13,272 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2021 Sale & Mortgage + 1 more
APN	`23-7648-01060`

Property Details

APN / Parcel Number

Primary APN	`23-7648-01060`

Interior

Stories	1 Story
Building Area	2,880 sqft Base Area
Gross Area	1,484 sqft
1st Floor Area	2,880 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	140 ft deep x 66 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	440 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1227 7TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1153
Property Category	Commercial
Property Type	Commercial > Retail > Hotel
Legal Description	LOT 6 BLOCK 1
Legal Subdivision	NORTH SHORE ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	1
Census Block	1081
Census Tract	370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5852 N SHORE DR, DULUTH, MN 55804-9655
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Closed-End Mortgage PARK STATE BANK
Nov 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PARK STATE BANK
Mar 15, 2017	Deed of Trust, Mortgage · Commercial Mortgage FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Deed Document Number	2021198850
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	1227 7TH AVE, TWO HARBORS, MN 55616-1153
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000203995
Date	Apr 18, 2024
Instrument	A000203995

Lender

Name	PARK STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Apr 11, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Nov 2, 2021
Property Address	1227 7TH AVE, TWO HARBORS, MN 55616-1153
Document Number	A000198850
Instrument Date	Oct 28, 2021
Instrument	A000198850
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5825 N SHORE DR, DULUTH, MN 55804-9657

Mortgage

Document Number	A000198851
Date	Nov 2, 2021
Instrument	A000198851

Lender

Name	PARK STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	1227 7TH AVE, TWO HARBORS, MN 55616-1153
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000187173
Date	Mar 15, 2017
Instrument	A000187173

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2027

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,272.00	$492,600 (+29.53%) Land $90,800 Building $401,800	$492,600 (+29.53%) Land $90,800 Building $401,800
2023		$380,300 Land $38,000 Building $342,300	$380,300 Land $38,000 Building $342,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Frontier.

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