14019 Cooper Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 14019 Cooper Rd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,507 sqft · built 2004
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Sep 2026)
Tax Bill	$2,235 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5120-0727-0210`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5120-0727-0210`
Alternative APNs	`00503226` `503226`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,507 sqft Living Area
Gross Area	2,139 sqft
1st Floor Area	1,507 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Block/Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	212 sqft
Deck Area	135 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00503226
Street Address	14019 COOPER RD
City	SPRING HILL
State	FL
Zip	34609-6528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 12 BLK 727 LOT 21
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 12
Legal Block	727
Legal Lot Number	21
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3022
Census Tract	40906

Owner

Source: Hernando County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14019 COOPER RD, SPRING HILL, FL 34609-6528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CREDIT UNION
Mar 12, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 22, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 5, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Nov 5, 2019 · Amount on Record
Deed Document Number	202666095
Deed Book / Page	4766 / 1792
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 30, 2026
Property Address	14019 COOPER RD, SPRING HILL, FL 34609-6528
Document Number	0000066095
Book / Page	4766 / 1792
Instrument Date	Sep 22, 2026
Instrument	202666095
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	MILESTONE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14019 COOPER RD, SPRING HILL, FL 34609-6528

Mortgage

Document Number	0000066096,
Date	Sep 30, 2026
Book Page	4766/1795
Instrument	202666096

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	14019 COOPER RD, SPRING HILL, FL 34609-6528
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14019 COOPER RD, SPRING HILL, FL 34609-6528

Mortgage

Document Number	0044011234
Date	Mar 12, 2024
Book Page	4401/1234
Instrument	2024015500

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	14019 COOPER RD, SPRING HILL, FL 34609-6528
Transaction Type	Mortgage
Record Updated	Mar 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14019 COOPER RD, SPRING HILL, FL 34609-6528

Mortgage

Document Number	0042690006
Date	Feb 22, 2023
Book Page	4269/6
Instrument	2023010183

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Nov 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	14019 COOPER RD, SPRING HILL, FL 34609-6528
Document Number	0038591824
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14019 COOPER RD SPRING HILL FL 346096528, SPRING HILL, FL 34609-6528

Mortgage

Document Number	0038591824
Date	Jul 7, 2020
Book Page	003859/001824
Instrument	40749

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 5, 2019
Property Address	14019 COOPER RD, SPRING HILL, FL 34609-6528
Document Number	0037700108
Book / Page	003770 / 000108
Instrument Date	Oct 26, 2019
Instrument	69704
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14019 COOPER RD SPRING HILL FL 346096528, SPRING HILL, FL 34609-6528

Mortgage

Document Number	37700110
Date	Nov 5, 2019
Book Page	003770/000110
Instrument	69705

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,235.00 (+48.8%)	$147,559 (+6.53%)	$205,967 (+0.53%) Land $40,000 Building $165,967
2023		$138,516 (+3%) Land $138,516
2022	$1,502.00 Homeowner's exemption	$134,482	$204,886 Land $35,500 Building $169,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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