1402 State St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1402 State St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Sep 2016)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8914-13-208-015`

Property Details

APN / Parcel Number

Primary APN	`8914-13-208-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
1st Floor Area	624 sqft
Basement Area	876 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	91 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1402 STATE ST
City	CEDAR FALLS
State	IA
Zip	50613-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAYLORS ADDITION ALL LOT 8 BLK 8
Legal Range	14W
Legal Township	89N
Legal Section	13
Legal Subdivision	TAYLORS ADDITION
Legal Block	8
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1013
Census Tract	2301

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1402 STATE ST, CEDAR FALLS, IA 50613-4130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Feb 20, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Oct 30, 2019	Quit Claim Deed, Transfer Quitclaim
Feb 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2016 · Amount on Record
Deed Sale	Sep 30, 2016 · Amount on Record
Prior Sale	Aug 5, 2016 · Amount on Record
Deed Document Number	20162017-00006263
Last Transfer Date	Oct 16, 2019
Transfer Doc	202000007981
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 6, 2026
Property Address	1402 STATE ST, CEDAR FALLS, IA 50613-4130
Document Number	0000004640
Instrument Date	Mar 31, 2026
Instrument	20264640
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 STATE ST, CEDAR FALLS, IA 50613-4130

Mortgage

Document Number	0000004640,
Date	Apr 6, 2026
Instrument	20264640

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1402 STATE ST, CEDAR FALLS, IA 50613-4130
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700014691
Date	Feb 20, 2017
Instrument	2017-00014691

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 19, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 30, 2019
Property Address	1402 STATE ST, CEDAR FALLS, IA 50613-4130
Document Number	202000007981
Instrument Date	Oct 16, 2019
Instrument	202000007981
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 STATE ST, CEDAR FALLS, IA 50613-4130

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 1, 2017
Property Address	1402 STATE ST, CEDAR FALLS, IA 50613-4130
Document Number	201700013774
Instrument Date	Jan 27, 2017
Instrument	2017-00013774
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 STATE ST, CEDAR FALLS, IA 50613-4130

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,708.00 (-2.66%)	$180,460 (+9.84%) Land $48,510 Building $131,950	$180,460 (+9.84%) Land $48,510 Building $131,950
2024	$2,782.00 (+3.38%)
2023		$164,290 (+19.8%) Land $32,340 Building $131,950	$164,290 (+19.8%) Land $32,340 Building $131,950
2022	$2,691.00	$137,140 Land $32,340 Building $104,800
2021			$137,140 Land $32,340 Building $104,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (2008–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2016 · 6 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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