Black Hawk County property record for 1318 State St, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,121 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,500 (Aug 2019) |
| Tax Bill | $1,784 (2025) |
| Deeds & Mortgages | Aug 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-13-205-003 |
| Primary APN | 8914-13-205-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,121 sqft Living Area |
| 1st Floor Area | 384 sqft |
| Basement Area | 852 sqft |
| Unfinished Basement | 852 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 173 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1318 STATE ST |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-4128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TAYLORS ADDITION LOT 6 BLK 5 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 13 |
| Legal Subdivision | TAYLORS ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 2301 |
1318 State St is owned by an individual who bought it in August 2019.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1162, CEDAR FALLS, IA 50613-0050 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on File |
| Deed Sale | Aug 19, 2019 · Amount on File |
| Deed Document Number | 2019202000003184 |
| Prior Transfer Date | Aug 16, 2019 |
| Prior Transfer Doc | 2020000031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1318 STATE ST, CEDAR FALLS, IA 50613-4128 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000003185 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 202000003185 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 1318 State St was $1,784, up 7.9% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,784.00 (+7.86%) | $118,900 Land $48,510 Building $70,390 | $118,900 Land $48,510 Building $70,390 |
| 2024 | $1,654.00 | ||
| 2023 | $102,730 (+17.58%) Land $32,340 Building $70,390 | $102,730 Land $32,340 Building $70,390 | |
| 2022 | $1,612.00 | $87,370 Land $32,340 Building $55,030 | |
| 2021 | $87,370 Land $32,340 Building $55,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1318 State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 13 (2008–2020) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1318 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures