1402 N Riverside Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1402 N Riverside Dr, McHenry, IL 60050

Property Summary

Property Type	Commercial
Details	6,695 sqft · built 1962
Lot Size	0.134 acres (5,869 sqft)
Owner	Company Name on File
Last Sale	$645,000 (Sep 2021)
Deeds & Mortgages	Sep 2021 Sale & Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-432-007`

Property Details

APN / Parcel Number

Primary APN	`09-26-432-007`

Interior

Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	6,695 sqft Total Area
Gross Area	1,450 sqft
Basement Area	3,348 sqft

Exterior

Year Built	Built 1962
Exterior Material	Brick
Lot Area	5,869 sqft

Location & Zoning

Street Address	1402 N RIVERSIDE DR
City	MCHENRY
State	IL
Zip	60050-4553
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2021R0053032 LT 6 /EX NLY 19FT/ BLK 17 ORIG PLAT MCHENRY (WEST SIDE FOX RIVER)
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	MCHENRY/WEST SIDE/FOX RIVER
Legal Block	17
Legal Lot Number	6
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1052
Census Tract	870604

Owner

1402 N Riverside Dr, a commercial property, is owned by a company that bought it in September 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Company Name on File
Mailing Address	411 E CHURCH ST, ELMHURST, IL 60126-3643
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Special Warranty Deed, Transfer · Line of Credit CORNERSTONE NATIONAL BANK & TRUST C
Oct 19, 2017	Warranty Deed, Transfer · Commercial Mortgage MCHENRY SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Oct 19, 2017 · Amount on File
Deed Document Number	2021R0053032
Record Updated	Jun 7, 2026

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 29, 2021
Property Address	1402 N RIVERSIDE DR, MCHENRY, IL 60050-4553
Document Number	0000053032
Map Reference	MB 5 PG 60
Instrument Date	Sep 20, 2021
Instrument	2021R0053032
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E CHICAGO ST, ELGIN, IL 60120-5715

Mortgage

Document Number	0000053033
Date	Sep 29, 2021
Instrument	2021R0053033

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST C
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 19, 2017
Property Address	1402 N RIVERSIDE DR, MCHENRY, IL 60050-4553
Document Number	0000038972
Map Reference	MB5 PG160
Instrument Date	Oct 17, 2017
Instrument	2017R0038972
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9719 SAINT ANDREWS DR, MARENGO, IL 60152-8343

Mortgage

Document Number	0000038973
Date	Oct 19, 2017
Instrument	2017R0038973

Lender

Name	MCHENRY SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Nov 17, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$186,911 Land $35,871 Building $151,040	$560,733 Land $107,613 Building $453,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1402 N Riverside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	30 (1978–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1402 N Riverside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband, Verizon.

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