1323 N Riverside Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1323 N Riverside Dr, McHenry, IL 60050

Property Summary

Property Type	Commercial
Details	3,670 sqft · built 1900
Lot Size	0.125 acres (5,474 sqft)
Owner	Trust Name on File
Deeds & Mortgages	Mar 2022 Mortgage Mar 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-453-013`

Property Details

APN / Parcel Number

Primary APN	`09-26-453-013`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	3,670 sqft Total Area
Gross Area	5,420 sqft
1st Floor Area	1,920 sqft
Basement Area	1,750 sqft

Exterior

Year Built	Built 1900
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,474 sqft

Location & Zoning

Street Address	1323 N RIVERSIDE DR
City	MCHENRY
State	IL
Zip	60050-4579
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2022R0009738 SWLY 7FT SUBLT 2 LT 4 & NELY 33FT SUBLT 1 LT 5 MCHENRY PLAT NO 11 (WEST SIDE FOX RIVER)
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	SWLY 7FT
Legal Block	453
Legal Lot Number	1-2,4-5
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3042
Census Tract	870604

Owner

1323 N Riverside Dr, a commercial property, is owner-occupied and held in a trust since March 2022.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	1323 N RIVERSIDE DR, MCHENRY, IL 60050-4579
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 14, 2017	Loan Modification, Mortgage MCHENRY SVGS BK
Feb 15, 2017	Loan Modification, Mortgage MCHENRY SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 15, 2022
Transfer Doc	0000009738
Record Updated	Jun 7, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Mar 15, 2022
Property Address	1323 N RIVERSIDE DR, MCHENRY, IL 60050-4579
Document Number	0000009738
Map Reference	MB 8 PG 160
Instrument Date	Feb 25, 2022
Instrument	2022R0009738
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1323 N RIVERSIDE DR, MCHENRY, IL 60050-4579

Mortgage

Document Number	0000009732
Date	Mar 15, 2022
Instrument	2022R0009732

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Jun 1, 2050

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	1323 N RIVERSIDE DR, MCHENRY, IL 60050-4579
Document Number	0000012389
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 N RIVERSIDE DR MCHENRY IL 600504579, MCHENRY, IL 60050-4579

Mortgage

Document Number	0000012389
Date	Apr 10, 2017
Instrument	12389

Lender

Name	MCHENRY SVGS BK
Type	Federal Savings Bank
Address	MCHENRY, IL 60051

Agreement

Term	180 Months
Due	Apr 9, 2032

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	1323 N RIVERSIDE DR, MCHENRY, IL 60050-4579
Document Number	0000006809
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 CRESCENT AVE MCHENRY IL 600505736, MCHENRY, IL 60050-5736

Mortgage

Document Number	0000006809
Date	Feb 24, 2017
Instrument	6809

Lender

Name	MCHENRY SVGS BK
Type	Federal Savings Bank
Address	MCHENRY, IL 60051

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 23, 2032

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$66,698 Land $18,656 Building $48,042	$200,094 Land $55,968 Building $144,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1323 N Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1323 N Riverside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband, Verizon.

Nearby Properties on N Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures