1402 Mack St, Spring Lake, NC 28390 Property Records

Cumberland County property record for 1402 Mack St, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,025 sqft · built 1963
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jul 2025)
Tax Bill	$2,602 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Dec 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0502-42-8010`

Property Details

APN / Parcel Number

Primary APN	`0502-42-8010`
Alternative APN	`0502.18428010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,025 sqft Heated Area
1st Floor Area	1,025 sqft
Utility Area	40 sqft
Utility Room	Utility Room
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	190 ft deep x 90 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0502.18428010
Street Address	1402 MACK ST
City	SPRING LAKE
State	NC
Zip	28390-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	HOLLY HILL LO:32 SE:03 BL:A PL:0026-0033
Legal Subdivision	HOLLY HILLS
Legal Block	A
Legal Lot Number	32
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2000
Census Tract	3601

Owner

Source: Cumberland County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	713 BROUGHAM RD, FAYETTEVILLE, NC 28311-0305
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 1, 2022	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 20, 2022	Contract Sale, Transfer NOT AVAILABLE
Oct 28, 2019	Warranty Deed, Transfer · VA Mortgage USAA
Oct 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Dec 1, 2022 · Amount on Record
Deed Document Number	0012292851
Deed Book / Page	12292 / 851
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jul 30, 2025
Property Address	1402 MACK ST, SPRING LAKE, NC 28390-2518
Document Number	0122920851
Book / Page	12292 / 851
Map Reference	MB 26 PG 33
Instrument Date	Jul 19, 2025
Instrument	23303
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 95, ELKINS, NH 03233-0095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 BROUGHAM RD, FAYETTEVILLE, NC 28311-0305

Mortgage

Document Number	0000023304
Date	Jul 30, 2025
Instrument	23304

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 1, 2022
Property Address	1402 MACK ST, SPRING LAKE, NC 28390-2518
Document Number	0116260295
Book / Page	11626 / 295
Map Reference	MB 26 PG 33
Instrument Date	Nov 22, 2022
Instrument	46406
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4777 GRAY LOOP, 4777, ANCHORAGE, AK 99506-4676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 MACK ST, SPRING LAKE, NC 28390-2518

Mortgage

Document Number	0000046407
Date	Dec 1, 2022
Instrument	46407

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

October 2022: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 20, 2022
Property Address	1402 MACK ST, SPRING LAKE, NC 28390-2518
Document Number	0115990792
Book / Page	11599 / 792
Instrument Date	Oct 20, 2022
Instrument	41813
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4777 GRAY LOOP, JBER, AK 99506-4676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 MACK ST, SPRING LAKE, NC 28390-2518

Mortgage

Date	Oct 20, 2022

Lender

Name	NOT AVAILABLE

Agreement

Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 28, 2019
Property Address	1402 MACK ST, SPRING LAKE, NC 28390-2518
Document Number	0106170227
Book / Page	010617 / 000227
Instrument Date	Oct 15, 2019
Instrument	34600
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1402 MACK ST SPRING LAKE NC 283902518, SPRING LAKE, NC 28390-2518

Mortgage

Document Number	106170229
Date	Oct 28, 2019
Book Page	010617/000229
Instrument	34601

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 25, 2019
Property Address	1402 MACK ST, SPRING LAKE, NC 28390-2518
Document Number	0106150829
Book / Page	010615 / 000829
Instrument Date	Oct 1, 2019
Instrument	34347
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 MACK ST SPRING LAKE NC 283902518, SPRING LAKE, NC 28390-2518

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 25, 2019
Property Address	1402 MACK ST, SPRING LAKE, NC 28390-2518
Document Number	0106150826
Book / Page	010615 / 000826
Instrument Date	Oct 1, 2019
Instrument	34346
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	329 GOODLIN RD PALMETTO GA 302681627, PALMETTO, GA 30268-1627

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,602.00 (+64.48%)	$120,688 (+44.94%) Land $25,000 Building $95,688	$120,688 (+44.94%) Land $25,000 Building $95,688
2024	$1,582.00 (+11.96%)	$83,269 (-) Land $11,000 Building $72,269	$83,269 (-) Land $11,000 Building $72,269
2023	$1,413.00 (+8.44%)	$83,269 Land $11,000 Building $72,269	$83,269 Land $11,000 Building $72,269
2022	$1,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

1402 Mack St, Spring Lake, NC 28390 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2022: Contract Sale, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Mack St

Nearby Streets

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