Cumberland County property record for 1409 Mack St, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,222 sqft · built 1963 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Trust Name on File |
| Last Sale | $62,000 (Feb 2005) |
| Tax Bill | $2,402 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0502-42-4299 |
| Primary APN | 0502-42-4299 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,222 sqft Heated Area |
| 1st Floor Area | 1,222 sqft |
| Utility Area | 84 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 174 ft deep x 90.1 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 1409 MACK ST |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | HOLLY HILL LO:25 SE:03 BL:C PL:0026-0033 |
| Legal Subdivision | HOLLY HILLS |
| Legal Block | C |
| Legal Lot Number | 25 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3601 |
1409 Mack St is held in a trust since February 2005.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 784 FLYNN MCPHERSON RD, CAMERON, NC 28326-7204 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2005 · Amount on File |
| Deed Sale | Feb 11, 2005 · Amount on File |
| Deed Book / Page | 6789 / 232 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1409 Mack St was $2,402.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,402.00 | ||
| 2025 | $2,402.00 | $125,195 (+43.19%) Land $25,000 Building $100,195 | $125,195 (+43.19%) Land $25,000 Building $100,195 |
| 2024 | $87,434 (-) Land $11,000 Building $76,434 | $87,434 (-) Land $11,000 Building $76,434 | |
| 2023 | $1,422.00 | $87,434 Land $11,000 Building $76,434 | $87,434 Land $11,000 Building $76,434 |
| 2022 | $1,422.00 | ||
| 2019 | $1,393.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1409 Mack St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1409 Mack St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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