1402 Croydon Rd, Troy, OH 45373 Property Records

Miami County property record for 1402 Croydon Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,310 sqft · built 1950
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$52,699 (Oct 2011)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-034570`

Property Details

APN / Parcel Number

Primary APN	`D08-034570`
Alternative APNs	`050620.1-21-010-00` `D08NW038 01400`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	1,456 sqft
Upper Floors Area	582 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	440 sqft
Patio Area	72 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1402 CROYDON RD
City	TROY
State	OH
Zip	45373-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3415 80
Legal Subdivision	WESTBROOK 02
Legal Lot Number	3415
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1023
Census Tract	365002

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1402 CROYDON RD, TROY, OH 45373-2420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC UNION FINANCIAL INC
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage HTM AREA CU INC
Apr 6, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2011 · Amount on Record
Deed Sale	Oct 24, 2011 · Amount on Record
Prior Sale	Jan 19, 2011 · Amount on Record
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1402 CROYDON RD, TROY, OH 45373-2420
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001519
Date	Feb 6, 2018
Instrument	2018OR-01519

Lender

Name	PACIFIC UNION FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1402 CROYDON RD, TROY, OH 45373-2420
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005570
Date	Apr 8, 2022
Instrument	2022OR-05570

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1402 CROYDON RD, TROY, OH 45373-2420
Document Number	0000007258
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1402 CROYDON RD TROY OH 453732420, TROY, OH 45373-2420

Mortgage

Document Number	0000007258
Date	Jun 14, 2018
Instrument	7258

Lender

Name	HTM AREA CU INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1402 CROYDON RD, TROY, OH 45373-2420
Document Number	0000004325
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1402 CROYDON RD TROY OH 453732420, TROY, OH 45373-2420

Mortgage

Document Number	0000004325
Date	Apr 12, 2017
Instrument	4325

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,447.00 (+21.14%) Homeowner's exemption	$73,850 (+37.81%) Land $10,080 Building $63,770	$211,000 (+37.82%) Land $28,800 Building $182,200
2024	$2,020.00 (+2.23%) Homeowner's exemption	$53,590 (-) Land $10,920 Building $42,670
2023	$1,976.00 (+17.48%) Homeowner's exemption	$53,590 (-) Land $10,920 Building $42,670	$153,100 (-) Land $31,200 Building $121,900
2022	$1,682.00 Homeowner's exemption	$53,590 Land $10,920 Building $42,670	$153,100 Land $31,200 Building $121,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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