1402 Cone St, Elkhart, IN 46514 Property Records

Elkhart County property record for 1402 Cone St, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 825 sqft · built 1925
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Individual Names on File
Last Sale	$78,400 (Oct 2019)
Tax Bill	$894 (2024)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-02-32-429-005.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-32-429-005.000-027`
Alternative APN	`0232429005027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	825 sqft Living Area
Gross Area	1,233 sqft
1st Floor Area	825 sqft
Basement Area	408 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,409 sqft (0.216 acres)
Lot Dimensions	115 ft deep x 82 ft wide
View / Lot	Extra Front

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	172 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1402 CONE ST
City	ELKHART
State	IN
Zip	46514-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	WILLIAM H CALDWELL LOT 8 & 9
Legal Subdivision	WILLIAM H CALDWELL
Legal Block	429
Legal Lot Number	8,9
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	2
Census Block	2000
Census Tract	1601

Owner

1402 Cone St is owned and occupied by two individuals who bought it in October 2019.

Source: Elkhart County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1402 CONE ST, ELKHART, IN 46514-3408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2019 · Amount on File
Deed Sale	Oct 23, 2019 · Amount on File
Deed Document Number	201922223
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Oct 23, 2019
Property Address	1402 CONE ST, ELKHART, IN 46514-3408
Document Number	0000002223
Map Reference	MB 2 PG 17
Instrument Date	Oct 17, 2019
Instrument	2019-22223
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1402 CONE ST, ELKHART, IN 46514-3408

Mortgage

Document Number	0000002224
Date	Oct 23, 2019
Instrument	2019-22224

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,000 (+6.27%) Land $14,600 Building $85,400	$100,000 (+6.27%) Land $14,600 Building $85,400
2024	$894.00	$94,100 (+2.28%) Land $14,600 Building $79,500	$94,100 (+2.28%) Land $14,600 Building $79,500
2023		$92,000 (+10.05%) Land $14,600 Building $77,400	$92,000 (+10.05%) Land $14,600 Building $77,400
2022	$710.00	$83,600 Land $14,600 Building $69,000	$83,600 Land $14,600 Building $69,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1402 Cone St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1402 Cone St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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