Elkhart County property record for 1326 Cone St, Elkhart, IN 46514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft · built 1919 |
| Lot Size | 0.223 acres (9,757 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,415 (2024) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02-32-433-001.000-027 |
| Primary APN | 20-02-32-433-001.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Upper Floors Area | 336 sqft |
| Basement Area | 588 sqft |
| Flooring | Subfloor |
| Year Built | Built 1919 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 9,757 sqft (0.223 acres) |
| Lot Dimensions | 115 ft deep x 85 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0232433001027 |
|---|---|
| Old Parcel Number | 0232433001027 |
| Street Address | 1326 CONE ST |
| City | ELKHART |
| State | IN |
| Zip | 46514-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | W H CALDWELLS SD LOT 27 & 28 |
| Legal Subdivision | W H CALDWELLS SD |
| Legal Block | 433 |
| Legal Lot Number | 27,28 28 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | OSOLO |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 1601 |
1326 Cone St is owned and occupied by an individual who acquired it in January 2015.
Source: Elkhart County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1326 CONE ST, ELKHART, IN 46514-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2012 |
| Deed Sale | Aug 29, 2012 |
| Prior Sale | Aug 29, 2012 |
| Deed Document Number | 0000020892 |
| Last Transfer Date | Jan 26, 2015 |
| Transfer Doc | 0000001606 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 1326 CONE ST, ELKHART, IN 46514-3410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015183 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019-15183 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Aug 1, 2050 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Osolo Township |
| Municipality | Elkhart City |
| Unified School District | Elkhart Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $148,100 (+6.7%) Land $16,000 Building $132,100 | $148,100 (+6.7%) Land $16,000 Building $132,100 | |
| 2024 | $1,415.00 | $138,800 (+8.69%) Land $16,000 Building $122,800 | $138,800 (+8.69%) Land $16,000 Building $122,800 |
| 2023 | $127,700 (+11.24%) Land $16,000 Building $111,700 | $127,700 (+11.24%) Land $16,000 Building $111,700 | |
| 2022 | $1,159.00 Homeowner's exemption | $114,800 Land $16,000 Building $98,800 | $114,800 Land $16,000 Building $98,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1326 Cone St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1981) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1326 Cone St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surf Internet.
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