1402 Black Walnut St, Monroe, NC 28112 Property Records

Union County property record for 1402 Black Walnut St, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$409,000 (Dec 2023)
Tax Bill	$3,513 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-197-094`

Property Details

APN / Parcel Number

Primary APN	`09-197-094`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,448 sqft Living Area
1st Floor Area	1,341 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1402 BLACK WALNUT ST
City	MONROE
State	NC
Zip	28112-7656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#19 MEDLIN FOREST OPCQ712
Legal Subdivision	MEDLIN FOREST
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3007
Census Tract	20602

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1402 BLACK WALNUT ST, MONROE, NC 28112-7656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 21, 2023	Special Warranty Deed, Transfer · FHA Mortgage JET HOMELOANS LLC
Mar 1, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Deed Document Number	202330401
Deed Book / Page	8830 / 489
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1402 BLACK WALNUT ST, MONROE, NC 28112-7656
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 BLACK WALNUT ST, MONROE, NC 28112-7656

Mortgage

Document Number	0009305280
Date	Feb 17, 2026
Book Page	9305/280
Instrument	3805

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Apr 1, 2054

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 21, 2023
Property Address	1402 BLACK WALNUT ST, MONROE, NC 28112-7656
Document Number	0008830489
Book / Page	8830 / 489
Map Reference	CAB Q FILE 712-717
Instrument Date	Dec 20, 2023
Instrument	30401
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$818.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE, FAYETTEVILLE, NC 28303-5501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 BLACK WALNUT ST, MONROE, NC 28112-7656

Mortgage

Document Number	0000030402
Date	Dec 21, 2023
Instrument	30402

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 1, 2023
Property Address	1402 BLACK WALNUT ST, MONROE, NC 28112-7656
Document Number	0008663405
Book / Page	8663 / 405
Instrument Date	Feb 28, 2023
Instrument	4619
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$892.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 PATTERSON DR, MYRTLE BEACH, SC 29572-4736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,900 (-) Land $79,900 Building $322,000	$401,900 (-) Land $79,900 Building $322,000
2025	$3,513.00 (+639.58%)	$401,900 (+821.79%) Land $79,900 Building $322,000	$401,900 (+821.79%) Land $79,900 Building $322,000
2023	$475.00	$43,600 Land $43,600	$43,600 Land $43,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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