1401 Black Walnut St, Monroe, NC 28112 Property Records

Union County property record for 1401 Black Walnut St, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3,018 sqft · built 2024
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$480,500 (Jul 2024)
Tax Bill	$4,003 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-197-119`

Property Details

APN / Parcel Number

Primary APN	`09-197-119`

Interior

Building Area	3,018 sqft Living Area
1st Floor Area	1,719 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1401 BLACK WALNUT ST
City	MONROE
State	NC
Zip	28112-7656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#44 MEDLIN FOREST OPCQ712
Legal Subdivision	MEDLIN FOREST
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3007
Census Tract	20602

Owner

1401 Black Walnut St is owned and occupied by two individuals who bought it in July 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1401 BLACK WALNUT ST, MONROE, NC 28112-7656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jul 1, 2024	Special Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 15, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on File
Deed Sale	Jul 1, 2024 · Amount on File
Deed Document Number	202415202
Deed Book / Page	8931 / 365
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1401 BLACK WALNUT ST, MONROE, NC 28112-7656
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 BLACK WALNUT ST, MONROE, NC 28112-7656

Mortgage

Document Number	0009336648
Date	Mar 27, 2026
Book Page	9336/648
Instrument	8180

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 1, 2024
Property Address	1401 BLACK WALNUT ST, MONROE, NC 28112-7656
Document Number	0008931365
Book / Page	8931 / 365
Map Reference	CAB Q FILE 712-717
Instrument Date	May 20, 2024
Instrument	15202
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$961.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE STE 300, 300, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 BLACK WALNUT ST, MONROE, NC 28112-7656

Mortgage

Document Number	0000015203
Date	Jul 1, 2024
Instrument	15203

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 15, 2023
Property Address	1401 BLACK WALNUT ST, MONROE, NC 28112-7656
Document Number	0008763554
Book / Page	8763 / 554
Map Reference	CAB Q FILE 712-717
Instrument Date	Aug 7, 2023
Instrument	19799
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Tax	$892.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 PATTERSON DR, MYRTLE BEACH, SC 29572-4736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1401 Black Walnut St was $4,003.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,000 (-) Land $79,900 Building $378,100	$458,000 (-) Land $79,900 Building $378,100
2025	$4,003.00	$458,000 Land $79,900 Building $378,100	$458,000 Land $79,900 Building $378,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 Black Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 Black Walnut St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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