Chesterfield County property record for 14010 Harbour Pointe Rd, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,307 sqft · built 1987 |
| Lot Size | 0.992 acres (43,212 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (Aug 2026) |
| Tax Bill | $6,085 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 724-67-37-55-400-000 |
| Primary APN | 724-67-37-55-400-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,307 sqft Finished Area |
| 1st Floor Area | 1,359 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 43,212 sqft (0.992 acres) |
| Garage Area | 825 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 118 sqft |
| Deck Area | 306 sqft |
| Patio Area | 1,035 sqft |
| Storage Building | 102 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 247261001 |
|---|---|
| Street Address | 14010 HARBOUR POINTE RD |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | LAND'S END L 4 |
| Legal Subdivision | LANDS END |
| Legal Lot Number | 4 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 101007 |
14010 Harbour Pointe Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Chesterfield County records, as of September 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14010 HARBOUR POINTE RD, MIDLOTHIAN, VA 23112-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO |
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on File |
| Deed Sale | Aug 24, 2026 · Amount on File |
| Prior Sale | Mar 16, 1998 |
| Deed Document Number | 202631122 |
| Deed Book / Page | 15354 / 405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Aug 24, 2026 |
| Property Address | 14010 HARBOUR POINTE RD, MIDLOTHIAN, VA 23112-2009 |
| Document Number | 0000031122 |
| Book / Page | 15354 / 405 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202631122 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,145.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14010 HARBOUR POINTE RD, MIDLOTHIAN, VA 23112-2009 |
| Document Number | 0000031123, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 15354/409 |
| Instrument | 202631123 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jun 24, 2026 |
| Property Address | 14010 HARBOUR POINTE RD, MIDLOTHIAN, VA 23112-2009 |
| Document Number | 0000023251 |
| Book / Page | 15294 / 257 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202623251 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DATA SEARCH INC, DATA SEARCH |
| Name | Verified Name |
|---|---|
| Address | 14010 HARBOUR POINTE RD, MIDLOTHIAN, VA 23112-2009 |
| Document Number | 0000023251, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 15294/257 |
| Instrument | 202623251 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 14010 Harbour Pointe Rd was $6,085.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,085.00 | $680,900 (+2.62%) Land $90,000 Building $590,900 | $680,900 (+2.62%) Land $90,000 Building $590,900 |
| 2025 | $663,500 Land $86,000 Building $577,500 | $663,500 Land $86,000 Building $577,500 | |
| 2023 | $5,563.00 | $608,600 Land $80,000 Building $528,600 | $608,600 Land $80,000 Building $528,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14010 Harbour Pointe Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14010 Harbour Pointe Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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