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14009 Harbour Pointe Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 14009 Harbour Pointe Rd, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,820 sqft · built 1999
Lot Size1.04 acres (45,607 sqft)
Owner2 Individual Names on File
Last Sale$402,600 (May 2020)
Tax Bill$5,070 (2026)
Deeds & MortgagesSep 2026 Line of Credit
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN725-67-32-36-800-000

Property Details

APN / Parcel Number

Primary APN725-67-32-36-800-000
Alternative APNs
  • 061140400000006
  • 413498001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,820 sqft Finished Area
1st Floor Area582 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area45,607 sqft (1.04 acres)
Lot Width1,047 ft Width
Garage Area352 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area21 sqft
Deck Area367 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number413498001
Street Address14009 HARBOUR POINTE RD
CityMIDLOTHIAN
StateVA
Zip23112-2011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal DescriptionLAND'S END L 6
Legal SubdivisionLANDS END
Legal Lot Number6
JurisdictionCHESTERFIELD VA
Township / Civil DivisionCLOVER HILL
Census Block Group3
Census Block3006
Census Tract101007

Owner

Source: Chesterfield County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address14009 HARBOUR POINTE RD, MIDLOTHIAN, VA 23112-2011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2026Deed of Trust, Mortgage · Line of Credit
FREEDOM MORTGAGE CORPORATION
May 1, 2020Warranty Deed, Transfer · Conventional Mortgage
GEORGE MASON MTG
Apr 1, 2019Warranty Deed, Transfer · Conventional with PMI
C&F MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2020 · Amount on File
Deed SaleMay 1, 2020 · Amount on File
Prior SaleApr 1, 2019 · Amount on File
Deed Document Number202019703
Deed Book / Page12731 / 130
Transfer Doc2859000330
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Recording DateSep 17, 2026
Property Address14009 HARBOUR POINTE RD, MIDLOTHIAN, VA 23112-2011
Document Number0000034225
Book / Page15377 / 930
Instrument DateSep 8, 2026
Instrument202634225
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034225,
DateSep 17, 2026
Book Page15377/930
Instrument202634225
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateMay 1, 2020
Property Address14009 HARBOUR POINTE RD, MIDLOTHIAN, VA 23112-2011
Document Number12731130
Book / Page012731 / 000130
Instrument DateApr 22, 2020
Instrument19703
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$403.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14009 HARBOUR POINTE RD MIDLOTHIAN VA 231122011, MIDLOTHIAN, VA 23112-2011

Mortgage

Document Number12731134
DateMay 1, 2020
Book Page012731/000134
Instrument19704
Lender
NameGEORGE MASON MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 30, 2050
Interest
Rate TypeFixed Rate

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateApr 1, 2019
Property Address14009 HARBOUR POINTE RD, MIDLOTHIAN, VA 23112-2011
Document Number12262714
Book / Page012262 / 000714
Instrument DateMar 25, 2019
Instrument10880
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$397.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14009 HARBOUR POINTE RD MIDLOTHIAN VA 231122011, MIDLOTHIAN, VA 23112-2011

Mortgage

Document Number12262718
DateApr 1, 2019
Book Page012262/000718
Instrument10881
Lender
NameC&F MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 31, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,070.00 (+10.63%)$566,900 (+2.68%) Land $90,200 Building $476,700$566,900 (+2.68%) Land $90,200 Building $476,700
2025$552,100 (+10.22%) Land $86,200 Building $465,900$552,100 (+10.22%) Land $86,200 Building $465,900
2023$4,583.00$500,900 Land $80,200 Building $420,700$500,900 Land $80,200 Building $420,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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