1401 Winchell St, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1401 Winchell St, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,071 sqft · built 1968
Lot Size	0.187 acres (8,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Mar 2020)
Tax Bill	$5,898 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-29-22-31-0124`

Property Details

APN / Parcel Number

Primary APN	`22-29-22-31-0124`
Alternative APNs	`8050437` `612314`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,071 sqft Living Area
1st Floor Area	889 sqft
Basement Area	220 sqft
Finished Basement	220 sqft
Family Room	Family Room

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Stucco
Lot Area	8,160 sqft (0.187 acres)
Lot Dimensions	136 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	612314
Street Address	1401 WINCHELL ST
City	SAINT PAUL
State	MN
Zip	55106-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS & HENDRICKS ACRE LOTS 2 SUBJ TO ST THE N 60 FT OF E 165 3/10 FT OF LOT 17 BLK 6
Legal Range	22
Legal Township	29
Legal Section	22
Legal Subdivision	ROGERS & HENDRICKS ACRE LOTS 2
Legal Block	6
Legal Lot Number	2,17
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1001
Census Tract	30704

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1401 WINCHELL ST, SAINT PAUL, MN 55106-2110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Mar 23, 2020	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG
Dec 8, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Dec 8, 2017 · Amount on Record
Deed Document Number	20202661996
Prior Transfer Date	Mar 12, 2020
Prior Transfer Doc	0002661996
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1401 WINCHELL ST, SAINT PAUL, MN 55106-2110
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 WINCHELL ST, SAINT PAUL, MN 55106-2110

Mortgage

Document Number	0A05090628
Date	Dec 22, 2025
Instrument	A05090628

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Apr 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 23, 2020
Property Address	1401 WINCHELL ST, SAINT PAUL, MN 55106-2110
Document Number	0002661996
Instrument Date	Mar 12, 2020
Instrument	2661996
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$816.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1401 WINCHELL ST ST PAUL MN 551062110, ST PAUL, MN 55106-2110

Mortgage

Document Number	2661997
Date	Mar 23, 2020
Instrument	2661997

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 8, 2017
Property Address	1401 WINCHELL ST, SAINT PAUL, MN 55106-2110
Document Number	0002603505
Instrument Date	Dec 4, 2017
Instrument	2603505
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 WINCHELL ST ST PAUL MN 551062110, ST PAUL, MN 55106-2110

Mortgage

Document Number	2603506
Date	Dec 8, 2017
Instrument	2603506

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Mortgage

Document Number	2603507,
Date	Dec 8, 2017
Instrument	2603507

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,600 (+6.48%) Land $43,800 Building $253,800	$297,600 (+6.48%) Land $43,800 Building $253,800
2025	$5,898.00 (+27.99%)
2023	$4,608.00 Homeowner's exemption	$279,500 Land $25,000 Building $254,500	$279,500 Land $25,000 Building $254,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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