1389 Winchell St, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1389 Winchell St, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1975
Lot Size	0.201 acres (8,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,685 (Aug 2019)
Tax Bill	$5,094 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-29-22-31-0120`

Property Details

APN / Parcel Number

Primary APN	`22-29-22-31-0120`
Alternative APNs	`8457770` `511365`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,775 sqft (0.201 acres)
Lot Dimensions	135 ft deep x 65 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	511365
Street Address	1389 WINCHELL ST
City	SAINT PAUL
State	MN
Zip	55106-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYARDS SUB L16B6 RGR&HEND AC SUBJ TO ST THE N 63 FT MOL OF THE FOL; ...OF LOT 3 & ALL OF 4 5 & LOT 6
Legal Range	22
Legal Township	29
Legal Section	22
Legal Subdivision	BAYARDS SUB L16B6 RGR&HEND AC
Legal Block	6
Legal Lot Number	16,3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1001
Census Tract	30704

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1389 WINCHELL ST, SAINT PAUL, MN 55106-2110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE AREA MORTGAGE
Aug 2, 2019	Warranty Deed, Transfer · Conventional with PMI LAKE AREA MTG
Nov 16, 2018	Deed of Trust, Mortgage · Conventional with PMI RENOVO CAPITAL LLC
Oct 5, 2018	Warranty Deed, Transfer TITLE RECORDING SERVICES, TITLE RECORDING SVCS
Oct 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage RENOVO CAPITAL LLC
Oct 5, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	Oct 5, 2018 · Amount on Record
Deed Document Number	20194767082
Prior Transfer Date	Apr 5, 2018
Prior Transfer Doc	0004705128
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Sep 20, 2021
Property Address	1389 WINCHELL ST, SAINT PAUL, MN 55106-2110
Document Number	0A04908564
Instrument Date	Sep 13, 2021
Instrument	A04908564
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	EXCLUSIVE TITLE SERVICES, EXECUTIVE TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1389 WINCHELL ST, SAINT PAUL, MN 55106-2110

Mortgage

Document Number	0A04908565
Date	Sep 20, 2021
Instrument	A04908565

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 2, 2019
Property Address	1389 WINCHELL ST, SAINT PAUL, MN 55106-2110
Document Number	0004767082
Instrument Date	Jul 24, 2019
Instrument	4767082
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	WEST TITLE COMPANY, WEST TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$986.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1389 WINCHELL ST ST PAUL MN 551062110, ST PAUL, MN 55106-2110

Mortgage

Document Number	4767083
Date	Aug 2, 2019
Instrument	4767083

Lender

Name	LAKE AREA MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Mortgage

Document Number	4767084,
Date	Aug 2, 2019
Instrument	4767084

Lender

Name	LAKE AREA MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1389 WINCHELL ST, SAINT PAUL, MN 55106-2110
Document Number	0004740137
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	TITLE RECORDING SERVICES, TITLE RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18834 TOWNLINE RD MINNETONKA MN 553456002, MINNETONKA, MN 55345-6002
Investor	Possibly a Property Investor

Mortgage

Document Number	0004740137
Date	Dec 21, 2018
Instrument	4740137

Lender

Name	RENOVO CAPITAL LLC
Type	Bank
Address	WAYZATA, MN 55391

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 5, 2018
Property Address	1389 WINCHELL ST, SAINT PAUL, MN 55106-2110
Document Number	0004729901
Instrument Date	Oct 5, 2018
Instrument	4729901
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	TITLE RECORDING SERVICES, TITLE RECORDING SVCS

Transaction

Amount	Amount Recorded
Tax	$435.20
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301C DE PL BERNAT MN 35337, BERNAT, MN 35337
Investor	Possibly a Property Investor

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1389 WINCHELL ST, SAINT PAUL, MN 55106-2110
Document Number	0004729903
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	TITLE RECORDING SERVICES, TITLE RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5101 BOARSHEAD RD #309 MINNETONKA MN 553454058, 309, MINNETONKA, MN 55345-4058
Investor	Possibly a Property Investor

Mortgage

Document Number	0004729903
Date	Oct 5, 2018
Instrument	4729903

Lender

Name	RENOVO CAPITAL LLC
Type	Bank
Address	WAYZATA, MN 55391

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 5, 2018
Property Address	1389 WINCHELL ST, SAINT PAUL, MN 55106-2110
Document Number	0004729900
Instrument Date	Apr 5, 2018
Instrument	4729900
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$368.92
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1389 WINCHELL ST ST PAUL MN 551062110, ST PAUL, MN 55106-2110

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,500 (+6.68%) Land $43,800 Building $291,700	$335,500 (+6.68%) Land $43,800 Building $291,700
2025	$5,094.00 (+10.59%)
2023	$4,606.00 Homeowner's exemption	$314,500 (+5.11%) Land $25,000 Building $289,500	$314,500 (+5.11%) Land $25,000 Building $289,500
2022		$299,200 Land $25,000 Building $274,200	$299,200 Land $25,000 Building $274,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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