Shelby County property record for 1401 Stephens Rd, Sidney, OH 45365 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,710 sqft Living Area |
| Lot Size | 21,420 sqft (0.492 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $97,000 (1997) |
| Tax Bill | $1,737.00 (2025) |
| Primary APN | 02-2603155.012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,710 sqft Living Area |
| 1st Floor | 870 sqft 1st Floor |
| Basement Area | 840 sqft Basement |
| Finished Basement | 840 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Bi-Level Style |
| Construction Type | Frame Construction |
| Roof Material | Shingle Roof |
| Lot Area | 21,420 sqft (0.492 acres) |
| Depth X Width | 180 ft x 119 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 483 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 160 sqft Shed |
| Patio Area | 280 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 1401 STEPHENS RD |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-8825 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R06 T07 S03 LOT 20 IN MILLCREEK SUB #2 & BEING PT OF NW QR 010-26-03-155-012PLAT V7 P23 |
| Legal Subdivision | THE MILL CREEK SUBDIVISION NO 2 |
| Legal Lot Number | 20 |
| Jurisdiction | SHELBY OH |
| Minor Civil Division | CLINTON |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 971900 |
Source: Shelby County records · APN 02-2603155.012
Assessment roll updated March 24, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1401 STEPHENS RD, SIDNEY, OH 45365-8825 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Jan 07, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Aug 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 1997 · Amount on Record |
| Deed Sale | Jul 30, 1997 · Amount on Record |
| Prior Sale | Jun 10, 1994 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Jul 02, 2026 |
| Property Address | 1401 STEPHENS RD, SIDNEY, OH 45365-8825 |
| Document Number | 0000003455 |
| Book / Page | 2332 / 5508 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20263455 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 286 |
| Address | 1401 STEPHENS RD, SIDNEY, OH 45365-8825 |
| Document Number | 0000003455, |
|---|---|
| Date | Jul 02, 2026 |
| Book Page | 2332/5508 |
| Instrument | 20263455 |
| Name | SPRING EQ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 1401 STEPHENS RD, SIDNEY, OH 45365-8825 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1401 STEPHENS RD, SIDNEY, OH 45365-8825 |
| Document Number | 02306/3914 |
|---|---|
| Date | Jan 07, 2022 |
| Book Page | 2306/3914 |
| Instrument | 202200154 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 1401 STEPHENS RD, SIDNEY, OH 45365-8825 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2235/742 |
|---|---|
| Date | Aug 06, 2020 |
| Book Page | 2235/742 |
| Instrument | 202000004629 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
Source: Shelby County records · Assessment roll updated March 24, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Unified School District | Sidney City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,737.00 (-5.44%) | $47,810 (-) Land $11,060 Building $36,750 | |
| 2024 | $1,837.00 (+2.34%) Homeowner's exemption | $47,810 (-) Land $11,060 Building $36,750 | |
| 2023 | $1,795.00 (+8.13%) Homeowner's exemption | $47,810 (+24.28%) Land $11,060 Building $36,750 | $136,600 (+24.28%) Land $31,590 Building $105,010 |
| 2022 | $1,660.00 Homeowner's exemption | $38,470 Land $9,750 Building $28,720 | |
| 2020 | $109,910 Land $27,850 Building $82,060 |
Source: FEMA National Flood Hazard Layer, Shelby County (39149C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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