1401 S Coates Rd, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 1401 S Coates Rd, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,292 sqft · built 1959
Lot Size	0.209 acres (9,113 sqft)
Owner	Individual Name on File
Tax Bill	$3,291 (2025)
Deeds & Mortgages	Oct 2023 Reverse Mortgage Oct 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-22-329-020-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-22-329-020-000`
Alternative APN	`44338`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,292 sqft Finished Area
1st Floor Area	1,292 sqft
Basement Area	1,292 sqft
Finished Basement	780 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,113 sqft (0.209 acres)
Lot Dimensions	134 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	44338
Street Address	1401 S COATES RD
City	SIOUX FALLS
State	SD
Zip	57105-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 4` 19 & N 62` 20 BLOCK 4 RIVERDALE 2ND ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	RIVERDALE 2ND ADDN
Legal Block	4
Legal Lot Number	20
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1004
Census Tract	1700

Owner

1401 S Coates Rd is owned and occupied by an individual.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1401 S COATES RD, SIOUX FALLS, SD 57105-1230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 12, 2023	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1401 S COATES RD, SIOUX FALLS, SD 57105-1230
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 S COATES RD, SIOUX FALLS, SD 57105-1230

Mortgage

Document Number	MTG1976/194
Date	Oct 12, 2023
Book Page	MTG 1976/194

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	803 Months
Due	Sep 22, 2090

Interest

Rate Type	Adjustable Rate
Rate	7.96%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.9%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1401 S COATES RD, SIOUX FALLS, SD 57105-1230
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 S COATES RD, SIOUX FALLS, SD 57105-1230

Mortgage

Document Number	MTG1976/192
Date	Oct 12, 2023
Book Page	MTG 1976/192

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	803 Months
Due	Sep 22, 2090

Interest

Rate Type	Adjustable Rate
Rate	7.96%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2033
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.9%

Tax Assessment & Valuation

The 2025 property tax bill for 1401 S Coates Rd was $3,291.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,547 (-1.1%) Land $36,296 Building $202,251	$238,547 Land $36,296 Building $202,251
2025	$3,291.00	$241,200 (+7.2%) Land $36,700 Building $204,500
2024	$3,291.00	$225,000 Land $36,700 Building $188,300
2022	$2,918.00	$192,400 Land $36,700 Building $155,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 S Coates Rd in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	23 (1979–2024)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 5 claims Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 5 claims Severe Storms And Flooding, Jul 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 S Coates Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Bluepeak Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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