1320 S Coates Rd, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 1320 S Coates Rd, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,104 sqft · built 1961
Lot Size	0.206 acres (8,960 sqft)
Owner	2 Trust Names on File
Last Sale	$123,500 (Mar 2012)
Tax Bill	$3,767 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-22-22-330-006-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-22-330-006-000`
Alternative APN	`44349`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,104 sqft Finished Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Finished Basement	767 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,960 sqft (0.206 acres)
Lot Dimensions	128 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	196 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	44349
Street Address	1320 S COATES RD
City	SIOUX FALLS
State	SD
Zip	57105-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 5 RIVERDALE 2ND ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	RIVERDALE 2ND ADDN
Legal Block	5
Legal Lot Number	7
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1005
Census Tract	1700

Owner

1320 S Coates Rd is owner-occupied and held in a trust since March 2012.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1320 S COATES RD, SIOUX FALLS, SD 57105-1229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit LESCO FEDERAL CREDIT UNION
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit SIOUX FALLS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2012 · Amount on File
Deed Sale	Mar 20, 2012 · Amount on File
Prior Sale	Mar 20, 2012 · Amount on File
Deed Book / Page	541 / 947
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 14, 2026
Property Address	1320 S COATES RD, SIOUX FALLS, SD 57105-1229
Document Number	002014/444
Book / Page	2014-M / 444
Instrument Date	Mar 31, 2026
Instrument	2026156081
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 S COATES RD, SIOUX FALLS, SD 57105-1229

Mortgage

Document Number	0000156081,
Date	Apr 14, 2026
Book Page	2014-M/444
Instrument	2026156081

Lender

Name	LESCO FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Term	240 Months
Due	Apr 15, 2046

Interest

Rate	6%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1320 S COATES RD, SIOUX FALLS, SD 57105-1229
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1930MTG/355
Date	Aug 5, 2021
Book Page	1930 MTG/355

Lender

Name	SIOUX FALLS FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1320 S Coates Rd was $3,767.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,744 (-1.1%) Land $35,802 Building $238,942	$274,744 Land $35,802 Building $238,942
2025	$3,767.00	$277,800 (+4.48%) Land $36,200 Building $241,600
2024	$3,767.00	$265,900 Land $36,200 Building $229,700
2022	$3,531.00	$234,900 Land $36,200 Building $198,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 S Coates Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	23 (1979–2024)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 5 claims Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 5 claims Severe Storms And Flooding, Jul 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 S Coates Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Bluepeak Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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