1401 S 10th St, Adel, IA 50003 Property Records

Dallas County property record for 1401 S 10th St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,331 sqft · built 2018
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Sep 2025)
Tax Bill	$12 (2025)
Deeds & Mortgages	May 2025 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-32-333-006`

Property Details

APN / Parcel Number

Primary APN	`11-32-333-006`
Alternative APN	`000001132333006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,331 sqft Living Area
Gross Area	4,003 sqft
1st Floor Area	950 sqft
Basement Area	950 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	757 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	219 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1401 S 10TH ST
City	ADEL
State	IA
Zip	50003-1987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERVIEW WEST PLAT 3 LOT 64
Legal Range	27W
Legal Township	79N
Legal Section	32
Legal Subdivision	TIMBERVIEW WEST PLAT 3
Legal Tract	2023-116
Legal Lot Number	64
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	1
Census Block	1031
Census Tract	50700

Owner

1401 S 10th St is owned and occupied by two individuals who bought it in September 2025.

Source: Dallas County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1401 S 10TH ST, ADEL, IA 50003-1987
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Sep 17, 2025	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jan 10, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK
Jun 7, 2019	Deed of Trust, Mortgage · Conventional with PMI COLLINS CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	Jan 10, 2023 · Amount on File
Deed Document Number	202515839
Deed Book / Page	2025 / 15839
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1401 S 10TH ST, ADEL, IA 50003-1987
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202507626
Date	May 14, 2025
Instrument	2025-07626

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 13, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Sep 17, 2025
Property Address	1401 S 10TH ST, ADEL, IA 50003-1987
Document Number	0202515839
Instrument Date	Aug 30, 2025
Instrument	2025-15839
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1401 S 10TH ST, ADEL, IA 50003-1987

Mortgage

Document Number	0202515840
Date	Sep 17, 2025
Instrument	2025-15840

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Jan 10, 2023
Property Address	1401 S 10TH ST, ADEL, IA 50003-1987
Document Number	20230000000116
Book / Page	2023 / 116
Instrument Date	Jan 5, 2023
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1401 S 10TH ST, ADEL, IA 50003-1987

Mortgage

Document Number	0202300117
Date	Jan 10, 2023
Instrument	2023-00117

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1401 S 10TH ST, ADEL, IA 50003-1987
Document Number	0000009234
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 S 10TH ST ADEL IA 500031987, ADEL, IA 50003-1987

Mortgage

Document Number	0000009234
Date	Jun 11, 2019
Instrument	9234

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1401 S 10th St was $12.

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12.00	$335,810 Land $65,000 Building $270,810	$335,810 Land $65,000 Building $270,810
2024	$12.00
2023		$271,500 Land $690 Building $270,810	$271,500 Land $690 Building $270,810
2022	$14.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 S 10th St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1991–2010)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 S 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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