1317 S 10th St, Adel, IA 50003 Property Records

Dallas County property record for 1317 S 10th St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,609 sqft · built 2018
Lot Size	0.207 acres (9,030 sqft)
Owner	Individual Name on Record
Tax Bill	$12 (2024)
Deeds & Mortgages	Jan 2024 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000001132333005`

Property Details

APN / Parcel Number

Primary APN	`000001132333005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,609 sqft Living Area
1st Floor Area	1,599 sqft
Basement Area	1,599 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,030 sqft (0.207 acres)
Garage Type	Attached
Garage Area	655 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	65 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1317 S 10TH ST
City	ADEL
State	IA
Zip	50003-1985
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERVIEW WEST PLAT 3 LOT 65
Legal Range	27
Legal Township	79
Legal Section	32
Legal Subdivision	TIMBERVIEW WEST PLAT 3
Legal Lot Number	65
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	1
Census Block	1031
Census Tract	50700

Owner

Source: Dallas County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1317 S 10TH ST, ADEL, IA 50003-1985
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Intrafamily Transfer, Transfer · Closed-End Mortgage CHARTER BANK
May 17, 2019	Deed of Trust, Mortgage · Conventional with PMI CHARTER BK
Aug 28, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LINCOLN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Dec 3, 2019 · Amount on Record
Last Transfer Date	Jan 10, 2024
Transfer Doc	0202400345
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS IA
Recording Date	Jan 10, 2024
Property Address	1317 S 10TH ST, ADEL, IA 50003-1985
Document Number	0202400345
Instrument Date	Jan 5, 2024
Instrument	2024-00345
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 S 10TH ST, ADEL, IA 50003-1985

Mortgage

Document Number	0202400346
Date	Jan 10, 2024
Instrument	2024-00346

Lender

Name	CHARTER BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1317 S 10TH ST, ADEL, IA 50003-1985
Document Number	0000007444
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 S 10TH ST ADEL IA 500031985, ADEL, IA 50003-1985

Mortgage

Document Number	0000007444
Date	May 17, 2019
Instrument	7444

Lender

Name	CHARTER BK
Type	Bank
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DALLAS IA
Recording Date	Aug 28, 2018
Property Address	1317 S 10TH ST, ADEL, IA 50003-1985
Instrument Date	Aug 23, 2018
Instrument	16491
Transaction Type	Construction Loan
Record Updated	Sep 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1317 S 10TH ST ADEL IA 500031985, ADEL, IA 50003-1985
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016491
Date	Aug 28, 2018
Instrument	16491

Lender

Name	LINCOLN SVGS BK
Type	Federal Savings Bank
Address	ANKENY, IA 50023

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$291,660 (+28.29%) Land $65,000 Building $226,660	$291,660 (+28.29%) Land $65,000 Building $226,660
2024	$12.00
2023		$227,350 Land $690 Building $226,660	$227,350 Land $690 Building $226,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1991–2010)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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