Osceola County property record for 1401 Pine Marsh Loop, Saint Cloud, FL 34771 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,762 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $315,300 (2016) |
| Tax Bill | $6,095.00 (2025) |
| Primary APN | 17-25-31-4445-0001-0940 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,762 sqft Living Area |
| Gross Area | 3,740 sqft Gross Area |
| 1st Floor | 2,762 sqft 1st Floor |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.22 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 631 sqft Garage |
| Porch Area | 347 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1401 PINE MARSH LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7401 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NOVA POINTE PH 1 PB 22 PG 86-87 LOT 94 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | NOVA POINTE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 4445 |
| Legal Block | 940 |
| Legal Lot Number | 94 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 43700 |
Source: Osceola County records · APN 17-25-31-4445-0001-0940
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1401 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Sep 21, 2018 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage GATEWAY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 28, 2016 · Amount on Record |
| Deed Sale | Jan 28, 2016 · Amount on Record |
| Deed Doc Number | 201613896 |
| Deed Book / Page | 4906 / 853 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1401 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1401 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401 |
| Document Number | 0061300242 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 6130/242 |
| Instrument | 2022008300 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1401 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401 |
| Document Number | 0054600237 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1401 PINE MARSH LOOP ST CLOUD FL 347717401, ST CLOUD, FL 34771-7401 |
| Document Number | 0054600237 |
|---|---|
| Date | Jan 08, 2019 |
| Book Page | 005460/000237 |
| Instrument | 2785 |
| Name | GATEWAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 07, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,095.00 (+3.29%) Homeowner's exemption | $301,064 (+5.99%) | $408,300 (+6.38%) Land $70,000 Building $338,300 |
| 2024 | $5,901.00 (+1.48%) | ||
| 2023 | $5,815.00 (+50.3%) Homeowner's exemption | $284,059 (+3%) | $383,800 (+19.42%) Land $70,000 Building $313,800 |
| 2022 | $3,869.00 Homeowner's exemption | $275,786 | $321,400 Land $55,000 Building $266,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 515 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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