1400 Pine Marsh Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1400 Pine Marsh Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage2,071 sqft Heated Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$289,000 (2018)
Tax Bill$3,629.00 (2025)

Property Details

APN / Parcel Number

Primary APN172531444500010010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,071 sqft Heated Area
Gross Area2,560 sqft Gross Area
1st Floor2,071 sqft 1st Floor
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area380 sqft Garage
PorchOpen Porch
Porch Area109 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1400 PINE MARSH LOOP
CitySAINT CLOUD
StateFL
Zip34771-7400
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNOVA POINTE PH 1 PB 22 PG 86-87 LOT 1
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNOVA POINTE (PARK)
Legal Phase1
Legal Tract4445
Legal Block1
Legal Lot Number1
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1029
Census Tract43700

Owner

Source: Osceola County records · APN 172531444500010010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1400 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7400
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Oct 10, 2018Warranty Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2018 · Amount on Record
Deed SaleOct 10, 2018 · Amount on Record
Prior SaleJan 19, 2016 · Amount on Record
Deed Doc Number2018152178
Deed Book / Page5415 / 1011
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1400 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7400
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7400

Mortgage

Document Number0060090088
DateJul 26, 2021
Book Page6009/88
Instrument2021114917
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term329 Months
DueDec 01, 2048

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 10, 2018
Property Address1400 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7400
Document Number0054151011
Book / Page5415 / 1011
Map ReferenceMB22 PG86&87
Instrument DateOct 08, 2018
Instrument2018152178
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyTITLE & ABSTRACT AGENCY OF A

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,023.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1400 PINE MARSH LOOP, 1400, SAINT CLOUD, FL 34771-7400

Transferred To (Grantee/Buyer)

NameVerified Name
Address150 CHIMNEY STONE WAY, SHREVEPORT, LA 71115-3157

Mortgage

Document Number2018152179
DateOct 10, 2018
Instrument2018152179
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,629.00 (+7.62%) Homeowner's exemption$251,352 (+5.99%)$326,500 (+6.04%) Land $70,000 Building $256,500
2023$3,372.00 (+4.3%) Homeowner's exemption$237,155 (+3%)$307,900 (+19.85%) Land $70,000 Building $237,900
2022$3,233.00 Homeowner's exemption$230,248$256,900 Land $55,000 Building $201,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 60% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 515 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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