McLean County property record for 1401 Montgomery St, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,920 sqft · built 2002 |
| Lot Size | 0.148 acres (6,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $132,000 (Apr 2015) |
| Tax Bill | $5,031 (2024) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-22-329-014 |
| Primary APN | 14-22-329-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 6,480 sqft (0.148 acres) |
| Lot Dimensions | 120 ft deep x 54 ft wide |
| Garage Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1401 MONTGOMERY ST |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-5737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | SAVANNA GREEN 5TH ADD LOT 186 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 22 |
| Legal Subdivision | SAVANNA GREEN 5TH ADD |
| Legal Lot Number | 186 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 109 |
1401 Montgomery St is owned and occupied by an individual who bought it in April 2015.
Source: McLean County records, as of April 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1401 MONTGOMERY ST, NORMAL, IL 61761-5737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2015 · Amount on File |
| Deed Sale | Apr 9, 2015 · Amount on File |
| Prior Sale | Jun 29, 2006 · Amount on File |
| Deed Document Number | 20155801 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1401 MONTGOMERY ST, NORMAL, IL 61761-5737 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2019 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 201900012474 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 2019-00012474 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74,178 Land $12,051 Building $62,127 | $222,534 Land $36,153 Building $186,381 | |
| 2024 | $5,031.00 (+7.16%) | ||
| 2023 | $4,695.00 | $60,858 Land $9,887 Building $50,971 | $182,574 Land $29,661 Building $152,913 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1401 Montgomery St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1401 Montgomery St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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