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1401 Main St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 1401 Main St, Saint Joseph, MO 64505

Property Summary

Property TypeSingle Family Home
Details1,014 sqft · built 2005
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on Record
Last Sale$114,400 (Aug 2017)
Tax Bill$1,188 (2025)
Deeds & MortgagesApr 2021 Mortgage
Aug 2017 Mortgage
APN06-3.0-08-002-003-080.000

Property Details

APN / Parcel Number

Primary APN06-3.0-08-002-003-080.000

Interior

Building Area1,014 sqft Base Area
1st Floor Area1,014 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area28,750 sqft (0.66 acres)
Lot Dimensions150 ft deep x 185 ft wide

Location & Zoning

Street Address1401 MAIN ST
CitySAINT JOSEPH
StateMO
Zip64505-2440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:ROBIDOUX LOT:1 BLK:61LGL DESC:LOTS 1 TO 4 INC & E 32' LOT 5 ALSO 10' STRIP ADJ ON W PT VAC MAIN ST & 25' STRIP ADJ ON S LOTS 1 TO 5 BLK 61
Legal SubdivisionROBIDOUX
Legal Block61
Legal Lot Number1-4
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1037
Census Tract400

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1401 MAIN ST, SAINT JOSEPH, MO 64505-2440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Aug 18, 2017Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2017 · Amount on Record
Deed SaleAug 18, 2017 · Amount on Record
Prior SaleJun 21, 2007
Deed Document Number20178188
Prior Transfer DateMar 29, 2011
Prior Transfer Doc03263/0548
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address1401 MAIN ST, SAINT JOSEPH, MO 64505-2440
Transaction TypeMortgage
Record UpdatedApr 23, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1401 MAIN ST, SAINT JOSEPH, MO 64505-2440

Mortgage

Document Number3760/916
DateApr 12, 2021
Book Page3760/916
Instrument2021003567
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionBUCHANAN MO
Recording DateAug 18, 2017
Property Address1401 MAIN ST, SAINT JOSEPH, MO 64505-2440
Document Number2017008188
Instrument DateAug 16, 2017
Instrument2017008188
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1401 MAIN ST, SAINT JOSEPH, MO 64505-2440

Mortgage

Document Number2017008189
DateAug 18, 2017
Instrument2017008189
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,188.00$16,520 (+5.76%) Land $3,540 Building $12,980$86,990 (+5.76%) Land $18,650 Building $68,340
2024$1,188.00 (+15.34%)
2023$1,030.00 (-0.68%)$15,620 (-) Land $3,540 Building $12,080$82,250 (-) Land $18,650 Building $63,600
2022$1,037.00$15,620 Land $3,540 Building $12,080
2021$82,250 Land $18,650 Building $63,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20

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