Buchanan County property record for 1322 Main St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 1,062 sqft · built 1925 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,685 (Nov 2022) |
| Tax Bill | $563 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2022 Mortgage + 1 more |
| APN | 06-3.0-08-002-003-087.000 |
| Primary APN | 06-3.0-08-002-003-087.000 |
|---|
| Building Area | 1,062 sqft Base Area |
|---|---|
| 1st Floor Area | 1,062 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Street Address | 1322 MAIN ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-1132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:ROBIDOUX LOT:8 BLK:57LGL DESC:ALL L 8 & VAC 10' OF MAIN ST ADJ ON E |
| Legal Subdivision | ROBIDOUX |
| Legal Block | 57 |
| Legal Lot Number | 8 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 400 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1322 MAIN ST, SAINT JOSEPH, MO 64501-1132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Feb 8, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE INVESTMENT SVCS CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on Record |
| Deed Sale | Nov 23, 2022 · Amount on Record |
| Prior Sale | Feb 8, 2019 · Amount on Record |
| Deed Document Number | 202211261 |
| Deed Book / Page | 3782 / 621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 21, 2026 |
| Property Address | 1322 MAIN ST, SAINT JOSEPH, MO 64501-1132 |
| Document Number | 0000006987 |
| Book / Page | 3821 / 727 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20266987 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 1322 MAIN ST, SAINT JOSEPH, MO 64501-1132 |
| Document Number | 0000006987, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 3821/727 |
| Instrument | 20266987 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 23, 2022 |
| Property Address | 1322 MAIN ST, SAINT JOSEPH, MO 64501-1132 |
| Document Number | 003782/621 |
| Book / Page | 3782 / 621 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 2022011261 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Title Company | ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 SHORT STREET, 405, DEARBORN, MO 64439 |
| Name | Verified Name |
|---|---|
| Address | 1322 MAIN ST, SAINT JOSEPH, MO 64501-1132 |
| Document Number | 003782/622 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 3782/622 |
| Instrument | 2022011262 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Feb 8, 2019 |
| Property Address | 1322 MAIN ST, SAINT JOSEPH, MO 64501-1132 |
| Document Number | 003725/311 |
| Book / Page | 3725 / 311 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 2019000895 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Title Company | PREFERRED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1322 MAIN ST, SAINT JOSEPH, MO 64501-1132 |
| Document Number | 003725/313 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 3725/313 |
| Instrument | 2019000896 |
| Name | MORTGAGE INVESTMENT SVCS CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $563.00 (+0.18%) | $7,880 (+7.65%) Land $840 Building $7,040 | $41,430 (+7.61%) Land $4,400 Building $37,030 |
| 2024 | $562.00 (+17.57%) | ||
| 2023 | $478.00 (-0.83%) | $7,320 (-) Land $840 Building $6,480 | $38,500 (-) Land $4,400 Building $34,100 |
| 2022 | $482.00 | $7,320 Land $840 Building $6,480 | |
| 2021 | $38,500 Land $4,400 Building $34,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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