1401 E Clay St, Decatur, IL 62521 Property Records

Macon County property record for 1401 E Clay St, Decatur, IL 62521

Property Summary

Property TypeSingle Family Home
Lot Size0.18 acres (7,830 sqft)
OwnerIndividual Name on File
Last Sale$52,000 (Apr 2013)
Tax Bill$1,632 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN04-12-14-429-001

Property Details

APN / Parcel Number

Primary APN04-12-14-429-001
Alternative APN
  • 12-14-429-001

Exterior

Lot Area7,830 sqft (0.18 acres)
Lot Dimensions45 ft deep x 174 ft wide

Location & Zoning

Account Number041214429001
Street Address1401 E CLAY ST
CityDECATUR
StateIL
Zip62521-2919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionJOHNS 1ST ADD LOT 12 AND LOT 13 (EX S 94) BLOCK 8 02BK3231/697 174X45 01BK3130/199
Legal SubdivisionJOHNS 1ST ADD
Legal Block8
Legal Lot Number12-13
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group1
Census Block1000
Census Tract300

Owner

1401 E Clay St is owned and occupied by an individual who bought it in April 2013.

Source: Macon County records, as of June 5, 2026

Owner of RecordIndividual Name on File
Mailing Address1401 E CLAY ST, DECATUR, IL 62521-2919
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2013 · Amount on File
Deed SaleApr 16, 2013 · Amount on File
Prior SaleMay 1, 2003 · Amount on File
Deed Document Number20131853087
Deed Book / Page4296 / 1
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address1401 E CLAY ST, DECATUR, IL 62521-2919
Transaction TypeMortgage
Record UpdatedJul 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4625/316
DateJun 7, 2018
Book Page4625/316
Instrument1934007
Lender
NameLAND OF LINCOLN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMay 31, 2028
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1401 E Clay St was $1,632 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,632.00$23,493 Land $1,376 Building $22,117$70,486 Land $4,128 Building $66,358

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1401 E Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1401 E Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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