Macon County property record for 1348 E Clay St, Decatur, IL 62521
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.088 acres (3,825 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $48,000 (Feb 2022) |
| Tax Bill | $895 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-12-14-426-026 |
| Primary APN | 04-12-14-426-026 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,825 sqft (0.088 acres) |
|---|---|
| Lot Dimensions | 45 ft deep x 85 ft wide |
| Account Number | 041214426026 |
|---|---|
| Street Address | 1348 E CLAY ST |
| City | DECATUR |
| State | IL |
| Zip | 62521-2812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | L 0024 B 02 JOHNS 1ST ADD S 85 85X45 |
| Legal Subdivision | JOHNS 1ST ADD |
| Jurisdiction | MACON IL |
| Township / Civil Division | DECATUR |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 200 |
Source: Macon County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1348 E CLAY ST, DECATUR, IL 62521-2812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY |
| Feb 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage CIBM BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2022 · Amount on Record |
| Deed Sale | Feb 23, 2022 · Amount on Record |
| Prior Sale | Jul 16, 2015 · Amount on Record |
| Deed Document Number | 20221993009 |
| Deed Book / Page | 4880 / 418 |
| Prior Transfer Date | Nov 17, 2015 |
| Prior Transfer Doc | 4469/123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 1348 E CLAY ST, DECATUR, IL 62521-2812 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Title Company | MACON COUNTY TITLE LLC, MACON COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 004880/437 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 4880/437 |
| Instrument | 1993011 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Feb 23, 2022 |
| Property Address | 1348 E CLAY ST, DECATUR, IL 62521-2812 |
| Document Number | 004880/418 |
| Book / Page | 4880 / 418 |
| Map Reference | PB 335 PG 248 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 1993009 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 004880/419 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 4880/419 |
| Instrument | 1993010 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Decatur Township |
| Municipality | Decatur City |
| Unified School District | Decatur School District 61 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $895.00 (+8.35%) Homeowner's exemption | $15,596 (+7.27%) Land $672 Building $14,924 | $46,792 (+7.27%) Land $2,016 Building $44,776 |
| 2024 | $826.00 | $14,539 Land $626 Building $13,913 | $43,621 Land $1,878 Building $41,743 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR serves 76,122 people · EPA ID IL1150150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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