1401 Big Oak Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 1401 Big Oak Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,709 sqft · built 1977
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (May 2003)
Tax Bill	$5,372 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-120-005-000`

Property Details

APN / Parcel Number

Primary APN	`098-120-005-000`
Alternative APNs	`09812005100` `0981200510`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,709 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	47,916 sqft (1.1 acres)
Terrain	Gentle Slope
Patio Area	2,709 sqft

Location & Zoning

Street Address	1401 BIG OAK RD
City	PLACERVILLE
State	CA
Zip	95667-8515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	SEC 32 10 11
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2009
Census Tract	31504

Owner

Source: El Dorado County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1401 BIG OAK RD, PLACERVILLE, CA 95667-8515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Affidavit, Transfer
Sep 24, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2003 · Amount on Record
Deed Sale	May 22, 2003 · Amount on Record
Prior Sale	Oct 31, 2000 · Amount on Record
Deed Document Number	200350832
Last Transfer Date	May 13, 2026
Transfer Doc	0000031065
Record Updated	Oct 29, 2026

September 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	EL DORADO CA
Recording Date	Sep 24, 2026
Property Address	1401 BIG OAK RD, PLACERVILLE, CA 95667-8515
Document Number	0000031064
Instrument Date	Sep 18, 2026
Instrument	202631064
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 BIG OAK RD, PLACERVILLE, CA 95667-8515

September 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 24, 2026
Property Address	1401 BIG OAK RD, PLACERVILLE, CA 95667-8515
Document Number	0000031065
Instrument Date	May 13, 2026
Instrument	202631065
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1401 BIG OAK RD, PLACERVILLE, CA 95667-8515

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1401 BIG OAK RD, PLACERVILLE, CA 95667-8515
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 BIG OAK RD, PLACERVILLE, CA 95667-8515

Mortgage

Document Number	0000022532
Date	Aug 11, 2023
Instrument	2023-0022532

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$517,022 (+2%) Land $96,007 Building $421,015
2025	$5,372.00 (+4.27%) Homeowner's exemption	$506,885 (+4.04%) Land $94,125 Building $412,760
2023	$5,152.00 (+1.52%) Homeowner's exemption	$487,204 Land $90,471 Building $396,733
2022	$5,075.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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