1397 Big Oak Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 1397 Big Oak Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,891 sqft · built 1958
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Sep 2011)
Tax Bill	$1,584 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`098-120-003-000`

Property Details

APN / Parcel Number

Primary APN	`098-120-003-000`
Alternative APNs	`09812003100` `0981200310`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,891 sqft Living Area
1st Floor Area	1,891 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	38,333 sqft (0.88 acres)
Terrain	Gentle Slope
View / Lot	Average
Garage Type	Carport
Carport	Carport
Patio Area	1,891 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	1397 BIG OAK RD
City	PLACERVILLE
State	CA
Zip	95667-8516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	SEC 32 10 11
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2009
Census Tract	31504

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1397 BIG OAK RD, PLACERVILLE, CA 95667-8516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 3, 2018	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2011 · Amount on Record
Deed Sale	Sep 16, 2011 · Amount on Record
Prior Sale	Jan 18, 2011 · Amount on Record
Deed Document Number	201143378
Prior Transfer Date	Jan 10, 2011
Prior Transfer Doc	0000002661
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1397 BIG OAK RD, PLACERVILLE, CA 95667-8516
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 BIG OAK RD, PLACERVILLE, CA 95667-8516

Mortgage

Document Number	0000061491
Date	Sep 28, 2021
Instrument	2021-0061491

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Feb 1, 2046

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1397 BIG OAK RD, PLACERVILLE, CA 95667-8516
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 BIG OAK RD, PLACERVILLE, CA 95667-8516

Mortgage

Document Number	0000071596
Date	Nov 18, 2021
Instrument	2021-0071596

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1397 BIG OAK RD, PLACERVILLE, CA 95667-8516
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 BIG OAK RD, PLACERVILLE, CA 95667-8516

Mortgage

Document Number	0000061643
Date	Sep 28, 2021
Instrument	2021-0061643

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Feb 1, 2046

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1397 BIG OAK RD, PLACERVILLE, CA 95667-8516
Document Number	0000005019
Instrument Date	Feb 3, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1397 BIG OAK RD PLACERVILLE CA 956678516, PLACERVILLE, CA 95667-8516

Mortgage

Document Number	0000005019
Date	Feb 12, 2018
Instrument	5019

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$143,475 (+2%) Land $44,835 Building $98,640
2025	$1,584.00 (+3.94%)	$140,662 (+4.04%) Land $43,956 Building $96,706
2023	$1,524.00 (+1.46%)	$135,201 Land $42,250 Building $92,951
2022	$1,502.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 85% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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