1401 Benefit Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1401 Benefit Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,062 sqft · built 2000
Lot Size	4.78 acres (208,522 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,255 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Dec 2020 Refinance
APN	`0950000000780`

Property Details

APN / Parcel Number

Primary APN	`0950000000780`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,062 sqft Living Area
1st Floor Area	1,824 sqft
Upper Floors Area	2,134 sqft
Attic	Attic
Attic Area	274 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	208,522 sqft (4.78 acres)
Lot Width	180 ft Width
Garage Type	Attached
Garage Area	520 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	276 sqft
Shed	1 Shed
Shed Area	274 sqft
Utility Building	274 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1401 BENEFIT RD
City	CHESAPEAKE
State	VA
Zip	23322-2774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	LT 5 MINOR SUB TR 1 S T & B S HART PROP 4.787 AC
Legal Subdivision	WHOLE MAP 095
Legal Tract	1
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2005
Census Tract	21200

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1401 BENEFIT RD, CHESAPEAKE, VA 23322-2774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1401 BENEFIT RD, CHESAPEAKE, VA 23322-2774
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09922/1450
Date	Jun 13, 2018
Book Page	9922/1450
Instrument	180015338

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 18, 2048

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1401 BENEFIT RD, CHESAPEAKE, VA 23322-2774
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10269/1434
Date	Dec 7, 2020
Book Page	10269/1434
Instrument	200046023

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,163,600 (+14.61%) Land $282,500 Building $881,100	$1,163,600 (+14.61%) Land $282,500 Building $881,100
2025	$10,255.00 (+49.19%)	$1,015,300 (+3.76%) Land $250,200 Building $765,100	$1,015,300 (+3.76%) Land $250,200 Building $765,100
2023		$978,500 (+5.78%) Land $200,200 Building $778,300	$978,500 (+5.78%) Land $200,200 Building $778,300
2022		$925,000 Land $180,200 Building $744,800	$925,000 Land $180,200 Building $744,800
2019	$6,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2003–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Benefit Rd

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